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  • Flood Insurance: What It’s All About
    Not so long ago, Hurricane Irene pounded the East coast of the United States, leaving a path of destruction in its wake.

    Unfortunately, for many people the storm was a painful reminder that flood damage is not covered by homeowners insurance.
  • Get Deals, Not Steals:  Tips for Shopping Safely Online
    Thanksgiving is over, and the holidays are in full swing, which means stores and malls are bustling with holiday shoppers looking for presents to put under the tree. While some people enjoy the adventure of going from store to store in search of that perfect gift, others seek refuge from the holiday crowds by buying their gifts online.
  • A No-Keys New Years Eve
    This weekend, millions of people will ring in the New Year with friends, family, and loved ones. However, amidst all the festivities, toasts, and celebrating, safety can quickly take a backseat to a good time – especially when alcohol is added to the mix.
  • Holiday Fire Safety Tips
    Approximately 30 million people will celebrate the holiday tradition of buying and decorating a real Christmas tree this year, and thousands more will adorn artificial trees. With such high-value items present, a house fire originating from a Christmas tree can often result in thousands of dollars in losses, even if the fire is localized.
  • Hail to the Chief: Presidents and Insurance
    If you were like many Americans over this past weekend you may have noticed an uptick in car dealership commercials featuring men in stovepipe hats and powdered wigs. That’s right, Monday was President’s Day, which began as a celebration of George Washington’s birthday (February 22) and was later expanded to include celebrations of Abraham Lincoln’s birthday.
  • An Important Lesson Before College
    Each year, almost 16 million people in the United States, most of them between the ages of 18 and 22, leave the comfort of their homes to attend college. They will dive into textbooks, exams and other activities designed to prepare them for the “real” world. Or at least that’s what their parents hope they’re doing….
  • Before, During and After an Earthquake
  • Wildfires
  • Loss Assessments:  Home or Condo
    If you live in a home in a developed area or subdivision, there’s a reasonable chance that you are a member of a homeowner’s association. The same is true if your pad is a condominium.
  • The Graduate's Guide to Insurance
    Congratulations! You’ve got your degree and you are ready to take advantage of the exciting new opportunities life has to offer. However, with new opportunities come new risks—particularly financial risks. Insurance is your major protection against financial risks, and knowledge about basic insurance facts can make you a better consumer.
  • Daylight Savings Time Sets Off Spring Cleaning—and a Safety Check
    The catchy phrase “spring ahead” signals change for Americans. It’s a reminder to move clocks ahead one hour for daylight savings time. And it’s an optimistic forecast that warmer and sunnier weeks are ahead. With these seasonal changes, millions take on “spring cleaning” of homes, garages, and yards.
  • Trusted Choice® App Available
    Find an agent, make a home inventory, document a claim.  These are some of the things you can do with our new app for smartphones and tablets.
  • Holiday Theft Tips
    Trusted Choice® offers tips on holiday theft.
  • Hurricanes
    What to do before and after a hurricane.
Holiday Fire Safety Tips

Approximately 30 million people will celebrate the holiday tradition of buying and decorating a real Christmas tree this year, and thousands more will adorn artificial trees. With such high-value items present, a house fire originating from a Christmas tree can often result in thousands of dollars in losses, even if the fire is localized. Having the proper insurance is the only way to protect the most frequent victim of Christmas tree fires—your new, valuable possessions. Experts agree that most of these fires can be easily prevented. People need to be cautious and use common sense when buying and decorating cut Christmas trees. Many people tend to get wrapped up in the holiday season and purchase their tree too early, leaving it exposed and without water for days or weeks.

Christmas Tree Selection and Decorating Safety Tips:

• Choose a fresh tree.  A fresh tree does not burn easily. Many consumers are not aware that trees are often cut several weeks before they arrive on Christmas tree lots for sale to the consumer. To ensure freshness, consumers may want to cut a tree themselves from a “choose-and-cut” lot or use a live tree they can plant in their yard after the holidays.

• Do a freshness test on pre-cut trees. Gently grasp a branch between your thumb and forefinger and pull toward you. Very few needles should come off in your hand.

• Don't leave a cut tree unsheltered and out of water. 

• Just before you set up your tree, make a fresh straight cut across the base of the trunk to improve the tree’s water absorption.

• Choose a sturdy tree stand that can hold at least one quart of water.

• Water your tree every day with fresh tap water only. A tree will absorb as much as a gallon or more of water in the first 24 hours and one or more quarts a day thereafter. A seal of dried sap will form over the cut stump in four to six hours if the water drops below the base of the tree, preventing it from absorbing water.

 Choose only fire-retardant artificial trees.

• Keep your tree away from heat sources like fireplaces and vents.

• Watch for unsafe electrical cords and plugs. In combination with poorly maintained trees, a single spark from a faulty plug can be costly or even deadly.

• Use safe, cool burning tree lights, designed for interior use. Make sure all lights are Underwriters Lab (UL)-approved. Test all light cords, extension cords and connections before hanging them. Never use outdoor lights on your tree.

• Avoid commercial fire retardants. Some actually increase the rate of moisture loss from a tree.

 Always unplug tree lights before leaving home or going to sleep.

• Never use candles to decorate a tree.

• Safely dispose of your tree as soon as it begins dropping needles. Dry trees are very dangerous.

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