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  • How Do I Love Thee? Let Me Count the Life Insurance
    What else would you call a product whose key purpose is to assure the financial care of others than yourself? Which is designed to enter the picture at the exact moment it is most needed ? your exit? Everlasting love, indeed!
  • Covering Your Assets: Insuring Body Parts
    Ever watched a celebrity gossip news show? Come on, be honest!

    Ever read a celebrity gossip magazine? Still lying to yourself?

    Okay, how about you’ve stood in a checkout line at the grocery store and seen the cover of a gossip magazine? Gotcha!

    Then you’ve probably seen a headline about a celebrity buying an insurance policy on a part of their body. For many years, celebrities have garnered press attention for taking out such policies—among many other things. You’ve probably heard of singers insuring their vocal cords, athletes covering arms/legs, supermodels insuring facial features, and the list goes on.
  • Get a Life
    Whether by a diligent insurance agent, concerned spouse or family member, chances are you have been asked this question: “Do you have life insurance?”
  • Student Health Insurance 101
    From playing ultimate Frisbee in the rain to pulling all-nighters hopped up on nothing but a 12-pack of energy drinks, college students don’t always make the right decisions when it comes to their health. And breaking an arm during a mud-wrestling match can wipe out a student’s entire savings if he doesn’t have health insurance. That’s why it’s important to make sure your student has the proper coverage – whether it’s under your policy or their own – before heading off for college.
  • Choosing the Right Life Insurance Policy
    With more than 2,000 companies offering life insurance, there is stiff competition for your business and a wide array of policy choices, too. So how do you navigate all these choices? You’ll want to read on to learn how to select the right life insurance policy
  • Is Your Health Insurance Right for You?
    Your health is way too important to leave to chance. That’s why it’s critical that you have health insurance and that it is the right fit for you and your family. Unfortunately, millions of Americans do not know if their health insurance plan will cover their needs—or how to secure better coverage.
  • Life Insurance: Can You Live Without It?
    In the thick of an economic slump, many consumers aren’t likely to have “buy life insurance” at the top of their to-do lists.

    Yet life insurance is indispensable. Parents and business owners—indeed, anyone who has people dependent on them financially either at home or at work—can benefit from the unique advantages of life insurance.
  • Life insurance: Do you need it?
    The most frequently asked question about life insurance is: Do I need it? The answer depends greatly on your situation. So, let’s determine if you need it. Review these statements and check all that apply:
How Do I Love Thee? Let Me Count the Life Insurance
love life insurance.jpg
Okay, we know life insurance doesn’t rate as high on the “Romance Meter” as Elizabeth Barrett Browning’s iconic sonnet or even the classic movie line, “You had me at hello.”
 
But the simple fact is that purchasing life insurance is one of the least selfish acts you can perform out of love for another. What else would you call a product whose key purpose is to assure the financial care of others than yourself? Which is designed to enter the picture at the exact moment it is most needed ? your exit? Everlasting love, indeed! Altruism at its finest!
 
Now consider that you likely are providing this future financial promise for those nearest and dearest to you: a loving spouse, your beloved children, or possibly a meaningful charity or cause. Suddenly a candy heart seems a bit pale by comparison.
 
Yet this act of true love – purchasing life insurance-  is often forfeited or delayed. Maybe it’s because of the off-putting horror stories of life insurance hard-sales tactics (backing the hearse up to the door) or the confusing arguments over whether term or “permanent” is the better deal or bigger rip-off.
 
To lovers everywhere we offer great news! Your Trusted Choice® independent insurance agent stands ready and able to assist as your Cupid in launching your personal financial support arrow into the future. Let us help you create the assurance that the financial resources to fulfill your goals and your plans will be there for those you love and support.
 
And for those who still believe equating life insurance with romance is just too much of a stretch, may we offer the last lines of the romantic sonnet, “How Do I Love Thee?”
 
I love thee with the breath,
Smiles, tears, of all my life; and, if God choose,
I shall but love thee better after death.
 
Life insurance as a gift of love: Even Elizabeth Barrett Browning would approve.
 
 
Sources:
 
http://www.poets.org/viewmedia.php/prmMID/15384
 
http://www.limra.com/newscenter/pressmaterials/10FOL.pdf
 
https://www.metlife.com/assets/institutional/products/life/group-life-insights/GroupLifeWhitepaper_exp0911.pdf
 
http://www.limra.com/HeartoftheMatter/12FactSheet_July.pdf
Ain’t No Mountain (or Life Insurance) High Enough!
 
Major consumer studies from MetLife and LIMRA reveal millions of U.S. consumers aren’t “feeling the love” when they realize their need for life insurance far exceeds their current level of protection: 
 
• Consumers feel an adequate amount of life insurance would replace 6.8 years of income, yet more than half (55%) of widows and widowers received life insurance proceeds equaling less than one year’s of the deceased’s salary. Also, 84% received less than three years’.
• Only 44% of U.S. households have individual life insurance.
• One of four U.S. households have only group life insurance; lose job, lose all protection.
 
• Of those parents with children under age 18, 40% say they would have immediate trouble meeting everyday financial needs if a primary wage-earner died today.
 
• Another 30% would have financial trouble within several months.

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127 South Peyton Street
Alexandria, VA 22314
Phone: 800.221.7917
Fax: 703.683.7556
Email: Trusted.Choice@iiaba.net