Most businesses have at least one truck, car, or other vehicle. And many use a fleet of commercial vehicles such as busses, limos, delivery vans, or very large trucks such as dump trucks or tractor trailers. A personal auto policy will not protect your business vehicle use, so it is critical to get commercial vehicle insurance quotes and make sure you have the right coverage to protect your business investments.
Fortunately, you don’t have to spend endless hours comparing commercial vehicle coverage. A local independent agent in the Trusted Choice® network can compare rates for you from multiple insurance companies and help you get the policy that meets your needs. As an added advantage, because these agents partner with a variety of commercial insurance companies, they can provide your entire business insurance package out of one office. Contact a local member agent today to get started.
Not all commercial auto insurance quotes provide the same level of driver and fleet coverage. While you may be tempted to manage costs by choosing the cheapest policy, it is important to balance cost and risk management. You also want to make sure you fully understand the coverage provided in each commercial auto quote, and know that your policy will cover the claims you may need to file.
A good commercial vehicle policy will provide coverage for risks to your drivers, your vehicles and your liability as a business owner. Your policy should include:
In addition to finding a policy with adequate coverage, make sure the commercial vehicle quotes you review have the limits and deductibles that meet your needs. Most importantly, look for a policy that is truly matched to your needs, not “one size fits all” coverage. An independent agent can help ensure that your policy is tailored to your business.
Help your agent help you get the best possible business coverage by proving detailed information, such as:
Starting your quote comparison online may give you an idea of the rates you can expect to pay, but to make sure you manage your business risks, it's best to work with an agent. If you work directly with a local independent agent, you can take a lot of guesswork out of this process. Your agent will have your best interests in mind and will make sure you are not left with gaps in coverage.
Managing your costs is a key concern. The good news is that you don’t need to give up quality to get affordable coverage. You also don’t need to go to multiple sources to get all of your business insurance needs met. A local independent agent in the Trusted Choice network who specializes in commercial insurance can meet all of your insurance needs.
Independent agents are not locked into contracts with any specific insurance company, but instead work with many. This means a member agent in the Trusted Choice network will advocate for your needs, not those of an insurance carrier. Your agent can help you evaluate options, deductibles, limits and commercial vehicle insurance quotes from several providers so you can be in the driver’s seat when it comes to your coverage.