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Are You Covered?
  • Do Individuals Need to Buy UM Coverage?
    Uninsured or underinsured motorist coverage (referred to as UM or UIM, respectively), is a unique form of auto insurance in that it gives drivers an added opportunity to protect themselves from “out there”—specifically, all those people driving with little or no auto liability insurance.
  • Rental Car Insurance:  To Buy or Not to Buy?
    As the holiday season approaches, millions of Americans will take to the roads to visit family and friends. Since many will make the trip in a rented car, it’s an appropriate time to discuss one of the most frequently asked questions of agents and brokers all over the country: “Should I buy the insurance from the rental car company?”
  • Transporting Kids to School Events
    As early as they start school, children become involved in extra-curricular activities. Adults charged with getting groups of kids from home or school to the ball field and back home again are usually more concerned with maintaining their sanity than auto insurance. However, hauling kids around could have a serious affect on your coverage.
  • End-of-Summer Tips for Staying Safe on the Water
    As the summer winds down and the warm days dwindle many people will be spending time out on the water. Whether you’re taking the boat out for a weekend or renting jet skis on a summer vacation, it’s important to remember the risks of boating and other water sports. The following tips will help keep you safe on the water and be prepared in the event of an accident.
  • Insurance: The One Question Everyone Asks
    “Am I overpaying?”

    That’s a question that every consumer asks from time to time. Everyone is curious and concerned as to whether he or she is getting a good value for the money, whether it’s for a candy bar, a car or an airline ticket.
  • Family Members: What You Auto Know
    Those that design personal auto insurance policies learned years ago that folks living in the same house will take turns driving the family cars. That’s why auto insurance policies are designed to provide coverage not just for the person specifically named on the policy (you) but also your spouse and family members.
  • Understanding Driver Exclusions
    Everyone knows “that guy” whom you wouldn’t trust behind the wheel of your car, even in a matter of life and death. For the truly unfortunate, “that guy” is a member of your household—and looks not only to your vehicles as a source of transportation but also to your auto insurance as a source for coverage.
  • Auto Insurance Goes to the Dogs
    Many auto insurers are now offering more than collision and liability coverage for motorists – they’re also providing protection for their furry friends, too.
  • Business Use of My Personal Vehicle: Will My Insurance Work?
    Running errands, making deliveries, visiting customers. Even for those whose employment is not based on driving, it’s fair to say that your vehicle is an essential part of your employment. This presents an important question: If you are involved in an accident in the course of employment, are you covered by your personal auto insurance policy (PAP)?

  • Back-to-School Driving Tips for Student and Parents
    School is back in session and many high school and college students will be driving more as they commute to and from school, which makes now a good time to remind your student driver about safe driving practices.
  • Is insurance for an old car necessary?
    Should the age or value of your car make any difference to the cost of your auto insurance? For some insurance coverages, the answer is no.
  • Shopping Carts Woes
    Could your car’s worst enemy be…a shopping cart? How could a motor-less, four-wheeled wannabe pose such a threat to a proper automobile? Believe it or not, one of the most common causes of body damage to a car is the dings and dents received by not-so-innocent buggies in the parking lots of your neighborhood grocery store. The question is: If your car is the next victim, how will your car insurance respond?
Auto Insurance
Consumer's Guide to Auto Insurance

Today, a motor vehicle accident occurs every second. Auto accidents cause an injury every 14 seconds. And every 13 minutes a car accident results in a fatality. More than 31 million accidents occur annually at a cost of more than $100 billion. Theft and vandalism are other major perils— a vehicle is stolen every 20 seconds.

With more than 150 million drivers and registered vehicles on the road, auto insurance is the most widely purchased of all property-casualty insurance, yet few drivers are familiar with the details of their particular policy.

Trusted Choice® insurance professionals want to make it easier for you to understand your insurance needs and the many options available to you. Learn more about auto insurance, including the different types of policies, how carriers determine rates, what is covered and more in The Consumer's Guide to Auto Insurance.

 

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Alexandria, VA 22314
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Email: Trusted.Choice@iiaba.net