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Zurich North America

Creating a brighter future together

Why choose Zurich North America for your insurance needs?

What we aspire to: Zurich North America wants to be your first choice as a premier partner to help meet the risk challenges of today and tomorrow. Our experienced people bring risk management, underwriting and claims expertise together to find the right resilience strategies and insurance solutions. The future of risk is always evolving, so we evolve with it, working to help build stronger, sustainable businesses for the road ahead. 

What we do: Zurich North America markets insurance products and services through six distinct business units: 

  • U.S. National Accounts – Developing holistic solutions and customized program structures for complex business risks to help customers build brighter futures with confidence. 
  • U.S. Middle Market – Delivering property and casualty solutions to a wide range of mid-sized businesses in targeted industries. 
  • Direct Markets – Providing tailored insurance solutions and vehicle protection products to meet the needs of auto dealerships and other automotive-related businesses. 
  • Excess & Surplus – Customizing tailored solutions for customers with unique and often complex risk exposures. Products delivered through wholesale distribution brokers. 
  • Life, Accident and Health – Offering a wide range of life insurance, accident and health products for employer/employee groups and others. 
  • Crop Insurance – Underwriting crop insurance for more than 130 different crops through affiliate RCIS. 
  • Canada – Delivering a broad range of insurance and risk management services to Canada-based businesses for over 90 years. 

How we help mitigate risk: Zurich Resilience Solutions provides a comprehensive range of Risk Engineering, mitigation and resilience-building services to customers across North America with a team of experienced professionals, many of whom have been drawn from the industries they now serve.

Where does Zurich North America do business?

Zurich North America provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Zurich North America offer?

Zurich is one of the leading writers of program insurance in the United States and we’ve shown an unwavering commitment to the programs space for more than a half-century. Through access to Zurich programs through ZProgramsMatch, agents can see all our available programs, review our risk appetites and criteria, download content resources and request direct contact with Program Administrators.

We offer independent agents and brokers access to dozens of programs in industry sectors that include automotive aftermarket, construction, financial institutions, hospitality, professional services, property, workers’ compensation and many more. And through our New Programs team, we are constantly working with Program Administrators to grow and expand their programs and create opportunities in new markets. Zurich Programs also produces a wide range of marketing materials to support our programs, including frequent webinars, videos, articles and more.

Participation with

50
States
28
Industries

Specializes in these industries

Insurance/Financial Services
Insurance/Financial Services

Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.

Wholesalers
Wholesalers

Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.

Transportation/Trucking
Transportation/Trucking

Get the coverage you need against bodily injuries and property damage with reliable trucking insurance.

Restaurants
Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Healthcare Providers
Healthcare Providers

Get the professional and general liability coverage your business need with insurance for your healthcare providing facility.

Contractors/Construction
Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Large Business
Large Business

Get coverage against commercial property damage, potential lawsuits and other risks with insurance for your large business.

Technology
Technology

Get protection against E&O claims that could potentially arise from your business with technology insurance.

Distributors
Distributors

Stay protected against common accidents, property damage and lawsuits with reliable insurance for your distribution business.

Service Industry
Service Industry

From general liability coverage to workers compensation, you can protect your business with the right service insurance.

Commercial Real Estate
Commercial Real Estate

Protect your business assets and avoid repair and replacement expenses with commercial real estate insurance.

Auto Service & Repair Shops
Auto Service & Repair Shops

Keep your shop insured against lawsuits, property damage and other liability issues with auto service & repair shop coverage.

Manufacturing
Manufacturing

Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.

Business coverage types

Business Owners Package (BOP)
Business Vehicle
General Liability
Professional Liability
Property
Umbrella / Excess
Workers' Compensation