Billerica Car Insurance
Find the right car insurance policy for you.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Billerica, MA has a rich history that offers a great balance between work and play for its modern residents. But the town of 40,243 sees its fair share of traffic considering its proximity to Boston and I-495. So regardless of whether you're commuting to work or headed to Great Brook Farm State Park for a hike, you face the risks of the road.
Do you have a comprehensive Billerica car insurance policy? If not, an Independent Insurance Agent can help. Our local agents aren't tied down to a single carrier, so they can receive quotes from a number of insurers until the perfect match is made. Let us help you gain peace of mind with 360 degrees of protection at an affordable price.
- National average cost per year: $1,311
- Massachusetts average cost per year: $1,460
- 16th most expensive auto premium in the U.S.
Massachusetts' average premium rates are higher than the average national rates, but you may be paying more for your Billerica auto insurance than necessary. Your car policy should be personalized and based on specific factors such as your vehicle's make, model and age as well as your own claims history and mileage average. Our agents will find a policy tailored to your risks with any potential discounts so you receive a comprehensive Billerica car insurance policy at a reasonable rate.
Massachusetts Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection: required
- Uninsured motorist coverage: required
- Minimum liability limits: 20/40/5
The Bay State requires its drivers to have minimum liability coverage of up to $20,000 for an individual involved in an accident, $40,000 for all persons involved and $5,000 for property damage. But chances are an accident will soar past those numbers, causing you to pay out of pocket. Consider adding extra coverage to your auto policy to ensure you're covered.
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Number of Uninsured Motorists in Massachusetts
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Massachusetts drivers: 3.9%
Did you know that you're required to have uninsured/underinsured motorist coverage as a Massachusetts driver? There is no way to tell who's driving without coverage when you're on the road, which is why you need protection against the careless. It can be nearly impossible to collect the money you deserve after an accident with an uninsured driver. Let an agent explain the details so you don't have to pay out of pocket for something that wasn't your fault.
Number of Auto Thefts in Massachusetts
- National number of thefts per 1,000 vehicles: 2.94
- Number of thefts per 1,000 vehicles in Massachusetts: 1.91
Billerica is a relatively safe town, but break-ins and thefts can happen without warning — no matter your location or the number of precautionary steps you take. The only true way to fully protect yourself and your vehicle is with a comprehensive auto insurance policy. Your agent will discuss how the right policy can compensate you for broken windows and stolen property in a timely manner.
Find a Great Billerica Car Insurance Policy
Our Independent Insurance Agents make purchasing Billerica auto insurance easy. Whether you've had your car for a decade or just purchased something new and flashy, our experienced agents can find you a policy that meets your needs and budget.
Find a local agent today to get your questions answered and to talk about the risks you face as a Massachusetts driver.