Austin Mutual Insurance Company

Serving the insurance needs of Main Street individuals, families and small businesses for more than 100 years.
AM Best Rating: "A" (Excellent)

Why Choose Austin Mutual Insurance Company?

The Main Street America Group’s Austin Mutual Insurance Company offers full lines of personal and commercial insurance (including agribusiness), as well as fidelity and surety bond products, to individuals, families and small businesses exclusively through independent insurance agents across “Main Street America.” Main Street America is the founding company partner of Trusted Choice® and one of six carriers that funded the development of the consumer agent portal.

States Participating



When an issue comes up, whether it involves settling a claim from one of our insureds or an underwriting question for a new policy, Austin Mutual is large enough to quickly take care of your needs and small enough to provide you with personal care.

Harold Overland, Overland Insurance Agency, Perham, Minn.

Our relationship with Austin Mutual is like a close-knit family. It starts with trust and integrity, which I believe are the building blocks in any successful agency-carrier partnership.

Grayden Rubottom, Creative Insurance Marketing Company, Tigard, Ore.

Brand Values

Austin Mutual’s products and services are backed by the financial strength of The Main Street America Group. We offer competitively priced home, auto and umbrella products, as well as a full line of commercial coverages, including agribusiness products. We pride ourselves on our WOW Claim Service that delivers on our promise of prompt and empathetic claims handling.

Special Discounts

Multi-Policy, Good Student Driver, Student Away at School, Auto Anti-Theft System, Home Protective Devices including, Fire/Police Reporting, Alarm System, Smoke Detectors.

Insurance Lines