EMC Insurance Companies

Count on EMC® for comprehensive protection, superior service and financial security.
AM Best Rating: A (Excellent)

Why Choose EMC Insurance Companies?

Our underwriters provide responsive service and offer an extensive appetite for commercial accounts. Additionally, we have local claims experts close by and ready to help when a claim arises, as well as four top-notch loss control specialists to help you place your best-performing and prospective accounts with EMC.

States Participating

Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming


We've had good experience with loss control from other companies, but the great thing about EMC's is that it goes deeper … I would say we've been able to take safety to another level with EMC, compared to where it was before, and that's really helped us along our journey of becoming a better company when it comes to safety.

EMC policyholder

I am continually pleased with the service my clients receive from EMC … All too often, we focus on the price or the terms of a policy but overlook the human aspect. Service is so important, and the service we receive from EMC staff is exceptional.

EMC commercial lines agent

Brand Values

Our brand promise—Count on EMC®—represents the core values upon which EMC Insurance Companies has built its reputation. Since 1911, policyholders, agents and employees have come to Count on EMC for comprehensive protection, superior service and financial security.

Special Discounts

Safety group programs, including schools, municipalities and manufactured housing associations, have the possibility of receiving an annual dividend for good group loss experience.

Types of Insurance