motorists mutual
states served

Why Choose Motorists Mutual Insurance Company?

Motorists Mutual Insurance Co. distinguishes itself through a unique combination of relationships, service and solutions. We strive to be the most trusted and responsive carrier in the independent agency system. We approach all we do with a service mentality and the dedication to always do what's in the best interests of policyholders and independent agents.

AM Best Rating: A (Excellent)

States Participating:

Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia


Stan and Patty K., Policyholders

"We experienced wind damage a little more than a week ago, and I got the check today. My faith in your company went off the chart. … The service was fast and fair, and the adjuster was prompt and efficient. Thank you for the superior service you rendered."

Lawrence M., Policyholder

"The professional way my claim was handled was absolutely great. … I don't see how all this could have taken place so quickly and smoothly. … You see ads on TV with claims of low rates from Geico, Allstate, AARP, etc., [but] Motorists rises above all those claims with service and teamwork."

Brand Values

Motorists Mutual provides local service through independent agents because they know your community and your specific insurance needs. As a member of The Motorists Insurance Group, Motorists Mutual is backed by the strength and stability of a major regional insurer. The group consists of 11 property and casualty insurance, life insurance and insurance brokerage companies.

Special Discounts


  • Package discount
  • Life discount
  • EFT, paid-in-full or semi-annual discount
  • Good-student discount
  • Empty nester discount
  • Married professional discount
  • Homeownership discount
  • Multi-car discount
  • Young driver transition discount


  • Loyalty discount
  • Age of dwelling credit
  • Life or umbrella discount

Contact an agent representing Motorists for details.

You know us.