Agency website
About us
Insurance made simple!
As a third-generation insurance agency, we are proud to continue the legacy of Ed and Gary Ceremuga, serving Pennsylvania and Ohio communities for over 40 years. Our family-owned agency is deeply rooted in the Shenango Valley, with a strong presence in Hermitage, Sharon, Greenville, New Castle, Youngstown, Boardman, and surrounding areas.
We specialize in providing personal insurance solutions including auto insurance, homeowners insurance, renters insurance, condo insurance, mobile home coverage, boat insurance, RV insurance, collectible auto policies, and umbrella coverage. Whether you're protecting your family, your home, or your vehicle, our experienced team is here to guide you with personalized service and trusted support.
For business owners, we offer a full suite of commercial insurance options tailored to your industry. Our offerings include business owners packages, general liability, professional liability, commercial auto insurance, and workers compensation-ensuring your business is protected from every angle.
We also provide life insurance and retirement planning services, helping you secure your financial future and protect your loved ones for generations to come.
With decades of experience, multiple carrier options, and a commitment to personalized care, we are dedicated to safeguarding what matters most-today and into the future.
Call or click Request a Quote above to speak with us today!
What our clients are saying
"Michael and Rich helped me out with my new policy, helping me save a good amount per month with this change! I bundled my car insurance with renters, which was perfect timing since I was going to get my own place soon. If you havent heard about this bundle I recommend taking a look, it really helped out with my premium!"
"Have been with Foster Insurance for years! I have NEVER had an issue with my policies (Home and 3 Auto). Their communication, friendliness, and knowledge are outstanding, especially Chelsey with her immaculate level of patience. The amount of work and commitment towards our family's needs does not go unnoticed. Thank you Foster Insurance!!"
"Absolutely great insurance experience. Made the process extremely easy. Very knowledgeable and professional. We will remain with Michael for years. Thanks Mr. Foster"
"Billi is the definition of professionalism. She took time to walk me through the actual meaning and coverage of my new policies. I have been with another insurance company for over 20 years and none of the agents I worked with showed the concern with me really knowing my policy like Billi did. She made the process so easy and kept me on task. She went above and beyond to make a tough time in my life easier. She is an asset to this company. Thanks, Billi."
""Chelsey went above and beyond to assist me through a complicated claim process. She was patient, supportive, and always available to answer my questions. Her expertise and guidance were invaluable during a stressful time, and thanks to her, everything was resolved smoothly. I'm grateful for her dedication and professionalism.""
"The best insurance agency weve ever worked with! Our siding got holes in it from hail this summer and Mike was in touch with us within the hour! A wonderful family run business to work with! I also use Mike Foster for my hair salon The Hives insurance and its always a smooth process!"
"I love this office! They are great! They answer all my questions."
"Mike Foster and his team are excellent. I frequently ask for quotes & updates, and the team is always prompt to respond. These folks will give you the red-carpet treatment. Mike is experienced and wise and always gives sagacious advice. Thank you all for your help. I highly recommend!!"
"I had a claim, and Ive never done a claim before and I did not know the process Chelsea was available to help me and when I tell you, she was very awesome and good to me from start to finish. She was a God send to me because I was so stressed out and I had no idea about this process. She was very helpful from start to finish. She even went above and beyond to text me. Call me leave me detailed voicemail Because I was at work, and I did let her know. I was very frustrated about the whole claims thing, and she helped me feel so much better and she took everything out of my hands, and she handled everything for me. Thank you so much Chelsea you are greatly appreciated. This whole process was very, very simple and stress free for me because you took it upon yourself and put it in your hands so that I can relax and be calm. Thank you!!!!"
"We had a great experience at Foster Insurance. Our agent, Billi, was the best at making us feel comfortable about our choices and explained everything about our new policies in easily understandable terms. She took care of every detail for us. Billi, Chelsey and Michael are also on hand for questions or concerns, should we have any."
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Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose Foster Insurance Agency
States we serve
- Maryland
- Ohio
- Pennsylvania
- Tennessee
- Virginia
- West Virginia
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Recommended insurance company partners
Other companies we work with:
Allstate, American Collectors Insurance, American Modern, Chubb, Equitable Life Insurance, Foresters, Hagerty, John Hancock, Lincoln Financial Group, Midland National Life, National General Insurance (GMAC), Next Insurance, Protective Life, Prudential Financial, TAPCO, The HartfordFoster Insurance Agency Team
Foster Insurance Agency Reviews
Customer Reviews
Michael and Rich helped me out with my new policy, helping me save a good amount per month with this change! I bundled my car insurance with renters, which was perfect timing since I was going to get my own place soon. If you havent heard about this bundle I recommend taking a look, it really helped out with my premium!
Have been with Foster Insurance for years! I have NEVER had an issue with my policies (Home and 3 Auto). Their communication, friendliness, and knowledge are outstanding, especially Chelsey with her immaculate level of patience. The amount of work and commitment towards our family's needs does not go unnoticed. Thank you Foster Insurance!!
Absolutely great insurance experience. Made the process extremely easy. Very knowledgeable and professional. We will remain with Michael for years. Thanks Mr. Foster
Billi is the definition of professionalism. She took time to walk me through the actual meaning and coverage of my new policies. I have been with another insurance company for over 20 years and none of the agents I worked with showed the concern with me really knowing my policy like Billi did. She made the process so easy and kept me on task. She went above and beyond to make a tough time in my life easier. She is an asset to this company. Thanks, Billi.
"Chelsey went above and beyond to assist me through a complicated claim process. She was patient, supportive, and always available to answer my questions. Her expertise and guidance were invaluable during a stressful time, and thanks to her, everything was resolved smoothly. I'm grateful for her dedication and professionalism."
The best insurance agency weve ever worked with! Our siding got holes in it from hail this summer and Mike was in touch with us within the hour! A wonderful family run business to work with! I also use Mike Foster for my hair salon The Hives insurance and its always a smooth process!
I love this office! They are great! They answer all my questions.
Mike Foster and his team are excellent. I frequently ask for quotes & updates, and the team is always prompt to respond. These folks will give you the red-carpet treatment. Mike is experienced and wise and always gives sagacious advice. Thank you all for your help. I highly recommend!!
I had a claim, and Ive never done a claim before and I did not know the process Chelsea was available to help me and when I tell you, she was very awesome and good to me from start to finish. She was a God send to me because I was so stressed out and I had no idea about this process. She was very helpful from start to finish. She even went above and beyond to text me. Call me leave me detailed voicemail Because I was at work, and I did let her know. I was very frustrated about the whole claims thing, and she helped me feel so much better and she took everything out of my hands, and she handled everything for me. Thank you so much Chelsea you are greatly appreciated. This whole process was very, very simple and stress free for me because you took it upon yourself and put it in your hands so that I can relax and be calm. Thank you!!!!
We had a great experience at Foster Insurance. Our agent, Billi, was the best at making us feel comfortable about our choices and explained everything about our new policies in easily understandable terms. She took care of every detail for us. Billi, Chelsey and Michael are also on hand for questions or concerns, should we have any.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
