About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose AA Lares Insurance Services, Inc.
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
Five stars with all aspects of AA Lares insurance brokers. We had a particularly complicated situation (multiple homes, multiple vehicles located in multiple states). Shannon Pimentel handled our situation with ease and at a price that didnt exceed our budget. We would highly recommend Shannon to anyone in need of insurance.
I found Lares insurance while searching for a cheaper alternative to Kemper. I ended up talking to Denysse for a quote I ended up loving the policy she offered and was the same coverage with more benefits offered as well as being $400 cheaper(I pay every 6 months and 4 cars) than my previous insurance. Overall very happy with Lares and with Denysse for being so helpful and thorough in explaining how everything worked and the answering questions I had. Would definitely recommend to others
Ive been with as lares for 10 years. Without fail Lesli and Jennifer always have had great service.
Trustworthy, not lazy, well informed and well educated! Cynthia Rocks.
I was lucky to have Jennifer to help me with my car insurance policy. She went above and beyond to get me a reasonable price for both of my cars. Very patient and friendly to accommodate my requests.
They are very helpful and friendly. I always get good answers and results every time I contact them. Cynthia is the best!
I was looking to get a quote on my car insurance and both Jennifer and Adriana were extremely helpful in explaining the costs and getting me an affordable quote. Wonderful customer service.
My Brother David referred me to Joe Chihuahua over at AA Insurance. Joe is great with service.he was able to save me over 500.00 on my auto and 70.00 dollars on my renters. I'm very happy and recommend him to anyone looking to save in insurance. Armando V
I have been insured with my dad but I was not aware of all the details of the policy, until I insured my new car on my own and was clueless about how anything functioned when it concerned insurances. Not until I had to register and insure my car, I had very good detailed help from Liz Rodriguez, she explained and answered all my questions! She was so patient with my cluelessness, I am very happy AND informed about my insurance policy!! Thank Liz for all shes done!!
Cynthia was very personable and caring. She really understood my needs with obtaining Homeowners and Auto Insurance and tried to find the best coverage with affordable pricing. I would. highly recommend her as an agent.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.