Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
KRA Insurance Agency Inc.
  • Business
  • Home
  • Auto
  • Life

KRA Insurance Agency Inc.

Independent Insurance Agent in Springfield, NJ

About us

We Offer Exceptional Services

Personal Lines
Our insurance professionals take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed, and create custom plans that fit your life. From auto insurance to homeowners insurance and everything in between, we're in the business of helping our clients protect what they value and have worked so hard to build.
Commercial Lines
You cannot outrun your risk, but you can be ready for it. What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building? You shouldn't have to pay for this yourself, and with proper protection, you won't have to. Our team understands the business environment in the Tristate area and can help you identify gaps in coverage, look for ways to save money, and keep your assets and income protected.
Professional Liability
Professional liability insurance, or errors and omissions insurance is coverage for claims against businesses that provide professional and personal services. Doctors, dentists, attorneys, realtors, veterinarians, IT providers, consultants, and many others have a need for this coverage. Ask yourself: am I providing a professional or personal service? If so, you need this coverage.
We help our clients get many types of bonds, including Probate, Surety, Guardian, License (Plumbers, Electricians, HVAC), and Durable Medical Equipment.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose KRA Insurance Agency Inc.

States we serve

  • Connecticut
  • New Jersey
  • New York
  • Pennsylvania

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, AmTrust Financial, CNA, Chubb, Cincinnati Insurance Company, Encompass, Franklin Mutual Insurance Company, MetLife Auto & Home, Philadelphia Insurance Companies, The Hartford, United States Liab

KRA Insurance Agency Inc. Team

Michele Williams - Chief Executive Officer
Michele Williams
Chief Executive Officer
(973) 671-0048
Karen Forbes - Vice President
Karen Forbes
Vice President
(973) 671-0066
Kim Ashton - Partner
Kim Ashton
(973) 671-0055
Adam Burrick - Partner
Adam Burrick
(973) 671-0078
Rhys Ord - Partner
Rhys Ord
(973) 671-0072
  • CPCU
Steve Samansky - Partner
Steve Samansky
(973) 671-0077
Adam Wax - Partner
Adam Wax
(973) 671-0054
Maria Almeida - Personal Lines Account Executive
Maria Almeida
Personal Lines Account Executive
(973) 671-0068
Marc Campanile - Commercial Lines Account Executive
Marc Campanile
Commercial Lines Account Executive
(973) 850-4322
Joe Coccia - Personal Lines Account Executive
Joe Coccia
Personal Lines Account Executive
(973) 671-0057
Matt Jacobs - Personal Lines Account Executive
Matt Jacobs
Personal Lines Account Executive
(973) 671-0049
Rick Lalacoma - Agent
Rick Lalacoma
(973) 671-0051
Ira Leibowitz - Commercial Lines Account Executive
Ira Leibowitz
Commercial Lines Account Executive
(973) 671-0062
Jeff Lewis - Personal Lines Account Executive
Jeff Lewis
Personal Lines Account Executive
(973) 671-0079
Kathy Lewis - Personal Lines Account Executive
Kathy Lewis
Personal Lines Account Executive
(973) 671-0079
Janitza Soto - Personal Lines Account Executive
Janitza Soto
Personal Lines Account Executive
(973) 671-0070
Heather Johnson - Marketing
Heather Johnson
(973) 750-9094

KRA Insurance Agency Inc. Reviews

Average based on 5 reviews Leave a review

Customer Reviews

September 14, 2020

I have been using KRA Insurance since the late 90's when they merged with my old agency Oak Ridge Insurance. In these days where everyone seems to turn to online solutions for everything from their prescriptions to their insurance, its great to have a place like KRA available for all my insurance needs. I have a one one one relationship with Joe Coccia, who is an extremely knowledgeable insurance professional. When I have suffered a loss, be it with my home or auto, they have designated representatives like David Norcross there to help guide you through what often can be a trying process. KRA contracts with reputable insurance companies like Chubb, Travelers, and Hanover. No they dont have fancy commercials with lizards, but KRA does provide is outstanding service and invaluable advice. Dont be short sighted when your insuring your car or your home , the few dollars you saved could cost you thousands when you have a claim and really need the money.

September 14, 2020

Customer service and accessibility is key for me and KRA fulfills that on a regular basis

September 14, 2020

love this group they go above and beyond to take care of their clients

September 14, 2020

We have great confidence in the people at KRA who are experts at what they do. It's a good feeling to know we can rely on KRA for advice on coverages and insurance products provided in a timely manner.

September 14, 2020

Availability is very important when dealing with an insurance company, as is follow-up. KRA is exceptional at both


KRA Insurance Agency Inc.

We Offer Exceptional Services

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