Bright Owl Insurance

About us

Watching out for you!

Bright Owl is looking out for your best interest. With our agency, you can be confident in the relationship, the quote, and the coverage. As independent agents, we can access multiple national insurance carriers, such as Travelers, National General, Farmers, and more. This means we "shop" your policies, finding the best coverage for the best price. We're brighter, better, and watching out for you!

Seeing the big picture.

We give our insureds confidence as they approach various milestones throughout their lives, from the newly licensed teenager in his first car, the young family buying a home, or the entrepreneur starting her dream business. Bright Owl is looking for the best coverage that fits your insurance needs and budget. Bright Owl continues the legacy of partnership in

Transylvania County and beyond.

Personal - Home, Auto, Motorcycle, Boat, RV, Personal Umbrella

Business - General Liability, Workers' Compensation, Business Owners, Bonds, Commercial Umbrella, Inland Marine

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

View all our insurance coverages

Why choose Bright Owl Insurance

States we serve

North Carolina

Our insurance coverages

Personal insurance coverage

ATV
Automobile
Boat
Builders Risk / Construction
Condo
Earthquake
Farm
Flood
Home
Identity Fraud
Landlord
Mobile Home
Motorcycle
Other
Personal Watercraft
Pet
RV / Motorhome
Renters
Short-Term / Sharing
Snowmobile
Special Event
Travel Trailer
Umbrella
Vacant Land
Valuable Items

Business insurance coverage

Bonds
Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess
Workers' Compensation

Industries we serve

Accommodation and Food Services
Administrative and Support and Waste Management and Remediation Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Construction
Educational Services
Finance and Insurance
Health Care and Social Assistance
Information
Management of Companies and Enterprises
Manufacturing - Food / Beverage / Textiles / Apparel / Leather
Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
Manufacturing - Wood / Paper / Paper / Mining / Plastics
Mining, Quarrying, and Oil and Gas Extraction
Other Services (except Public Administration)
Professional, Scientific, and Technical Services
Public Administration
Real Estate and Rental and Leasing
Retail - Sporting Goods / Hobby / Music / General / Misc.
Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
Transportation and Warehousing
Utilities
Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Heritage Mutual Insurance, National General Insurance (GMAC), RPS, Universal Property & Casualty Insurance

Bright Owl Insurance Team

Kathryn (Kathy) Mlay

(828) 884-3670