Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
US Home and Auto
  • Business
  • Home
  • Auto
  • Life

US Home and Auto

Independent Insurance Agent in Lutherville Timonium, MD

About us

Your Full-Service Independent Insurance Agency

U.S. Home and Auto Insurance Group was founded on a philosophy of offering a full range of personal insurance services. Our full-service agency services individuals and families, utilizing a state of the art computerized rating system that instantly compares rates of competing insurance companies for the same insurance coverage so that we can offer you the best possible rates. The best part of our service is we are large enough to serve your complete needs and yet small enough to give you the best possible care.

We are an independent Insurance Agency. With our knowledgeable and professional staff you can feel confident that you are protected. We do not work for an insurance company; we work for you. We work on your side when you have a loss and we follow through to see that you get fair, prompt payment and results. We know life changes and we want to be able to provide our clients the best insurance coverage for that time in their life. We take a proactive approach by reviewing our clients' policies each year and confirming they are getting the best policy with the best coverage's and rate. We realize that you are our greatest asset, and we strive to provide you with the best service possible.

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose US Home and Auto

States we serve

  • Maryland

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability
  • Property

Life & Annuties coverage

  • Annuities
  • Life

Recommended insurance company partners

Other companies we work with:

All Risks, Assurant, Encompass, Kemper Independence, Penn National Insurance, Universal Property & Casualty Insurance, Vindati

US Home and Auto Reviews

Average based on 5 reviews Leave a review

Customer Reviews

December 16, 2021

I was very impressed with the savings I received without losing any of my coverage. The whole process went very quickly and efficiently! It was very easy to work with this company, and I would highly recommend them!

December 16, 2021

Mary was amazing and SO quick to respond to emails and calls! I had a lot of questions about the policy and the products offered and Mary handled it like a champ. As soon as I was ready to finalize, Mary had my policy to me within a few hours. So efficient and made for one less headache to deal with in the home-buying process. I would definitely recommend!

December 16, 2021

We were about to go with another insurance provider, but on our realtors recommendation we reached out to US Home and Auto. Angie was great to work with, and she quickly got us a quote that was literally half the price of the competitor, with the same coverage. She quickly worked to get things together and we were able to switch our insurance to US Home and Auto before closing. Would highly recommend US Home and Auto, and Angie as well!

December 16, 2021

Wow! Very impressed with the amount of savings I received from US Home & Auto. Pat was very knowledgeable about made sure my coverage took care of all of my needs. I highly recommend this company for all insurance needs. A+

December 16, 2021

Angela was just fantastic! She was courteous, she took the time to explain to me what I would be getting, and she did all that she could to ensure that I received the best quote. I would recommend her to all my friends who need auto and home insurance. Keep up the good work Angela, and thanks for everything.


US Home and Auto

Your Full-Service Independent Insurance Agency

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