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About us
Protection Now & In The Future
People Over Policies
Pratt Insurance is a Veteran owned company located in Smyrna, DE that has proudly served the community and surrounding areas since 1880. Our top priority is to work with customers individually to help them not only purchase insurance policies but understand their coverage needs and make the process as simplistic as possible while providing the best service.
Pratt focuses on the Commercial Insurance needs of our customers; our Team has over 350 combined years of experience to help navigate the process of understanding, quoting and buying your Insurance and managing claims for when the unthinkable happens. Whether it's a single retail location with 1 employee needing a Businessowners Policy and Workers Compensation, a contractor with over 50 employees that needs General Liability, Auto Insurance, Equipment Coverage, Workers Compensation, an Umbrella, Certificates and Bonding or anything in between we can help. Contractors, Hotels, Dump Trucks, Restaurants, Retail, Farms, Non-Profits and more; we are here for you.
As an Independent Agency we can market your Insurance needs with any of our National & Regional Carrier partners. This helps create the most complete Commercial Insurance Package possible and can combine the strengths of different companies into one focused result...protecting all your assets.
Please contact Pratt Insurance for a quote today, we look forward to hearing from you.
What our clients are saying
Commercial Lines insurance experts
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteOur independent insurance agents can help you find the right coverage for your daycare at the right price.
Request a daycare insurance quoteWhy choose Pratt Insurance Inc
States we serve
- DC
- Delaware
- Maryland
- New Jersey
- Pennsylvania
- Virginia
Our insurance coverages
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Beacon Hill Associates, Berkshire Hathaway GUARD Insurance Company, Donegal Mutual Insurance Company, Employers Compensation Insurance Company, Markel Specialty, Penn National Insurance, Philadelphia Insurance Companies, Scottsdale Insurance Company, United States Liab, Utica National Insurance, W. R. Berkley Insurance Group, Zurich North AmericaPratt Insurance Inc Team
Pratt Insurance Inc Reviews
Customer Reviews
Pratt Insurance is exceptional.
