Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Pratt Insurance Inc
  • Business

Pratt Insurance Inc

Independent Insurance Agent in Smyrna, DE

About us

Protection Now & In The Future

People Over Policies

Pratt Insurance is a Veteran owned company located in Smyrna, DE that has proudly served the community and surrounding areas since 1880. Our top priority is to work with customers individually to help them not only purchase insurance policies but understand their coverage needs and make the process as simplistic as possible while providing the best service.

Pratt focuses on the Commercial Insurance needs of our customers; our Team has over 350 combined years of experience to help navigate the process of understanding, quoting and buying your Insurance and managing claims for when the unthinkable happens. Whether it's a single retail location with 1 employee needing a Businessowners Policy and Workers Compensation, a contractor with over 50 employees that needs General Liability, Auto Insurance, Equipment Coverage, Workers Compensation, an Umbrella, Certificates and Bonding or anything in between we can help. Contractors, Hotels, Dump Trucks, Restaurants, Retail, Farms, Non-Profits and more; we are here for you.

As an Independent Agency we can market your Insurance needs with any of our National & Regional Carrier partners. This helps create the most complete Commercial Insurance Package possible and can combine the strengths of different companies into one focused result...protecting all your assets.

Please contact Pratt Insurance for a quote today, we look forward to hearing from you.

Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Pratt Insurance Inc

States we serve

  • DC
  • Delaware
  • Maryland
  • New Jersey
  • Pennsylvania
  • Virginia

Our insurance coverages

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AmTrust Financial, Beacon Hill Associates, Berkshire Hathaway GUARD Insurance Company, Donegal Mutual Insurance Company, Employers Compensation Insurance Company, Markel Specialty, Penn National Insurance, Philadelphia Insurance Companies, Scottsdale Insurance Company, United States Liab, Utica National Insurance, W. R. Berkley Insurance Group, Zurich North America

Pratt Insurance Inc Team

Howell Wallace - Chief Executive Officer
Howell Wallace
Chief Executive Officer
(302) 653-6681
Kevin Malloy - President
Kevin Malloy
(302) 653-6681
Kenneth Lebo - Vice President
Kenneth Lebo
Vice President
(302) 653-6681
Joseph Gaynor - Vice President
Joseph Gaynor
Vice President
(302) 653-6681
Mark Boole - Vice President
Mark Boole
Vice President
(302) 653-6681
Trey Wallace - Sales Executive
Trey Wallace
Sales Executive
(302) 653-6681
Brent Parenteau - Sales Executive
Brent Parenteau
Sales Executive
(302) 653-6681
Richie Brittingham - Sales Executive
Richie Brittingham
Sales Executive
(302) 653-6681

Pratt Insurance Inc Reviews

Average based on 1 review Leave a review

Customer Reviews

March 24, 2021

Pratt Insurance is exceptional.


Pratt Insurance Inc

Protection Now & In The Future

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