Independent Insurance Agent in Charleston, WV

Mountain State Insurance Agency

Professional Badge Recommended Agency
  • Car
  • Home
  • Business
Founded in 1917

About Us

Relationships Built on Trust.

At Mountain State Insurance, we specialize in meeting the personal insurance needs of professionals and their families in the greater Charleston Area for over 100 years.

We are proud to provide homeowners , auto, and small business insurance, as well as financial services products and employee benefits to businesses and individuals throughout our region. We work to proactively develop a clear understanding of our clients' and prospective clients' needs, and to provide the practical solutions to meet those needs.

We focus on industries and specialties where we have valuable and appropriate expertise and resources. In so doing, we go about our business with uncompromising integrity, ethics, passion, professionalism and competence.

Call us today at (304)720-2000 or visit our website at to learn more about what Mountain State can offer you!

Like and follow us on Facebook and Instagram @MountainStateInsurance to keep up with news and events!

Ask me about these types of insurance

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

A workers' compensation insurance policy will cover the majority of injuries that arise from work-related duties.

Request a workers' compensation insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

E&O insurance is a type of liability insurance that will help pay for any damages a professional error may cause.

Request a errors and omissions quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

What People Are Saying

States Served

West Virginia

Personal Insurance

  • ATV
  • Automobile
  • Boat
  • Builders Risk/Home Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV
  • Renters
  • Short-Term/Sharing
  • Snowmobile
  • Special Event
  • Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Commercial Insurance

  • Bonds
  • Builders Risk
  • Business Owners / Package
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors and Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella/Excess
  • Workers Compensation


  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Companies We Work With

  • America Modern Home Ins
  • Chubb
  • Cincinnati Insurance Co
  • Encova Insurance
  • Hiscox Ins Co Inc.
  • Other
  • Oxford Life Insurance Company
  • Progressive Insurance
  • RLI Corp
  • Risk Placement Services (RPS)
  • Travelers
  • Vindati
  • Westfield Insurance
  • Zurich America Insurance Co

Mountain State Insurance Agency Team

Ross Johnson - President
Ross Johnson
Patrick Kee - null
Patrick Kee
Brady Campbell - Producer
Brady Campbell
Brad Boberskey - Producer
Brad Boberskey
Mary Jenkins - Personal Lines Account Executive
Mary Jenkins
Personal Lines Account Executive
Ella Hayes - Personal Lines Account Executive
Ella Hayes
Personal Lines Account Executive
Kim Brown - Personal Lines Account Executive
Kim Brown
Personal Lines Account Executive
Kathryn Arthur - null
Kathryn Arthur
Aja Arthur - null
Aja Arthur
Lisa Litton - null
Lisa Litton

Mountain State Insurance Agency Reviews

Average based on 9 reviews Leave a review
Customer Reviews
August 3, 2020

Full service insurance agency. Meets all of our commercial policy needs with very responsive service.

July 29, 2020

Great to deal with. Ella does a great job, and answers my questions day or night.

July 22, 2020

Matt kerns is my direct agent. Mountain state Insurance is a great company to work with. I couldn't be happier with their service.

July 20, 2020

We shopped around looking for an insurance company that could handle our auto, home, and personal liability insurance. Changing to Mountain State Insurance was an excellent decision for all our insurance needs!

July 1, 2020

I have been a customer for years, my agent is amazing and gets things done in a very timely manner. I appreciate the excellent service that I have always received, there is none better! Highly recommend.

June 11, 2020

I appreciate the quick response and the follow thru with Mountain State in any claim that we have had. They see the claim thru and give you the added support when you need it. Great group of folks!!!

June 5, 2020

It was the best experience I've ever had with an insurance company . The Insurance rep was very nice and helpful all the way through my experience with them.

May 29, 2020

As a customer for a little over a year, I have found that the folks at Mountain State Insurance to be responsive to questions related to their customers policies and in my case, unfortunately, when a customer has a claim. In today's world of pushing customers online and over the phone, it's nice to have a local agents willing and able to help customers with their insurance needs.

May 27, 2020

I moved back to WV four years ago and Mountain State was recommended to me for my insurance needs. I currently have auto, home and personal liability insurance. I have had one accident claim and their customer service was excellent and seamless. I made one call and everything was taken care of. Mary Jenkins is a joy to work with. Always prompt courteous. Anyone looking for insurance coverage I would highly recommend. Mountain State Insurance.

More Information About Us

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