Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Avalue Insurance
  • Business

Avalue Insurance

Independent Insurance Agent in Centennial, CO

About us

Committed to Servicing the Colorado Community Since 2010

We are Independent Agents in Centennial, Colorado, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. If you take enough of your time, you will always find a cheaper price in the market, but at what cost to your business or family? If you are just looking for the cheapest price, you can find that anywhere. Our goal is to work with you to ensure you are properly covered at the most competitive price in the industry. We take the time to quote many companies, and then provide examples of the coverages and why they are important to your business and/or family. Avalue represents a carefully selected group of financial strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. If you do have a covered loss, we are here as your advocate to make sure the claim process goes smoothly and fairly. Understanding the claims process is when you need a relationship with your agent most and Avalue will always be here for you.

Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Avalue Insurance

States we serve

  • Arizona
  • California
  • Colorado
  • Georgia
  • Indiana
  • Minnesota
  • Texas

Our insurance coverages

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Auto Owners Insurance, CNA, Chubb, Hagerty, MacNeill Group, MetLife Auto & Home, RPS, Scottsdale Insurance Company, The Hartford, US Assure, Vindati

Avalue Insurance Team

Sharon Kalmes - Commercial Lines Account Executive
Sharon Kalmes
Commercial Lines Account Executive
(720) 767-1242
  • CIC

Avalue Insurance Reviews

Average based on 7 reviews Leave a review

Customer Reviews

December 2, 2022

I have been with them for several years. They are very knowledgeable in their line of business and provides wonderful service. Kudos!

November 23, 2022

Highly commendable service!

November 23, 2022

Very responsive, awesome customer service and competitive premiums. I'm confident to recommend to my friends and clients.

November 22, 2022

Quick to answer all inquiries and got me a great discount for my policy. I will definitely be entrusting my future policy with them, Thank you for all your help.

November 18, 2022

Extremely responsive. Tailors to our needs

November 18, 2022

I have been with Avalue for several years. I love the personal, professional and friendly experience I have received each time I have questions. This feels like a family.

November 18, 2022

Always great service. Very quick to answer questions, and they have always treated me fairly. Highly recommended.


Avalue Insurance

Committed to Servicing the Colorado Community Since 2010

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