Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Carnal-Roberts Agency, Inc.
  • Home
  • Auto
  • Life

Carnal-Roberts Agency, Inc.

Independent Insurance Agent in Lexington, TN

About us

"We strive to make your insurance experience a great one"

Our goal at Carnal-Roberts Agency is to provide personalized insurance coverage to individuals and businesses at competitive rates while providing the highest level of customer service and maintaining a constant presence and availability to each of our insureds.

As an Independent Insurance Agency, we represent many different insurance companies, which means we can find the coverage that fits your individual needs. Whether it's buying a home, starting a business, or protecting your valuables, we recognize the risk and are here to help every step of the way. Our access to multiple carriers enables us to shop your insurance for you, saving you the time and hassle. Our customers are our most important asset.

We pride ourselves on our level of customer satisfaction.

Call us today for a free home, auto, business, life, or benefits policy quote. Just like T. F. Richardson and Pat Carnal, our founders, Tim Roberts and his experienced staff will strive to make your insurance experience a great one!

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose Carnal-Roberts Agency, Inc.

States we serve

  • Tennessee

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Recommended insurance company partners

Other companies we work with:

Auto-Owners Insurance Company, Burns & Wilcox, CNA, Erie Insurance Company, Grange Insurance, GuideOne Insurance, Haulers Insurance Company, Oxford Life Insurance Company, The Hartford, US Assure, Vindati

Carnal-Roberts Agency, Inc. Reviews

Average based on 6 reviews Leave a review

Customer Reviews

May 1, 2019

The greatest people we've ever dealt with. Kindness & courtesy, prices mean a lot

May 1, 2019

Misty is the best person to work with. She is very efficient and gets the job done!

May 1, 2019

My parents were customers here and that prompted us. We've been with Carnal Roberts I guess since we've been married for auto and home owners.

March 18, 2019

My company and my family have used Carnal-Roberts Agency for more than 40 years. It is hard to put into words just how good our relationship is. I rely on Mr. Roberts (as I did Mr. Carnal before him) for advice and counsel concerning all of my insurance needs, from health care to liability to home and auto. I can, without reservation, give Carnal-Roberts Agency my highest recommendation, as they are not only our most trusted supplier, but also our friends, and the ONLY insurance agency I use.

March 18, 2019

Carnal Roberts has been my insurance agent(s) for over 35 years and I still deal with the same representatives - Personal and for my small business coverage. Loyalty and longevity on both sides of the transaction builds trust and comfort. I have adult children who now depend on Carnal Roberts.

March 18, 2019

Carnal-Roberts Agency is always responsive and attentive when we are shopping for coverage and more importantly, when we have a claim. Best agency in the market.


Carnal-Roberts Agency, Inc.

"We strive to make your insurance experience a great one"

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