Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Lottie M Schmidt & Thompson
  • Business
  • Home
  • Auto
  • Life

Lottie M Schmidt & Thompson

Independent Insurance Agent in Chesterfield, MI

About us

Helping Build Your Future

Our mission at Lottie M. Schmidt & Thompson Insurance Agency. We give peace of mind and long-term security for our policyholders through providing auto, home,flood, health, disability, life, and business insurance.User friendly online auto and homeowners quoting.Our staff has a combinded 65 years of insurance experience.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Lottie M Schmidt & Thompson

States we serve

  • California
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • Nevada
  • Ohio
  • Pennsylvania
  • Wisconsin

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Accident Fund, All Risks, AmWINS Group, Arlington Roe, Beazley Insurance Company, Berkley Aspire, Berkshire Hathaway GUARD Insurance Company, Blue Cross Blue Shield, Bristol West Insurance Company, Burns & Wilcox, CNA Surety, Chubb, Cincinnati Insurance Company, Conifer Insurance Company, Hagerty, Neptune Flood, Philadelphia Insurance Companies, Scottsdale Insurance Company, Surplus & Excess Lines, US Assure, Wright Flood, Zurich North America

Lottie M Schmidt & Thompson Reviews

Average based on 10 reviews Leave a review

Customer Reviews

February 3, 2022

Everyone does a wonderful job getting my insurance taken care of. I had proof of insurance within the hour Thank you

February 3, 2022

Excellent Independent Insurance Agency.

February 3, 2022

My Agent is wonderful to work with! She takes the time to explain things so they are easy to understand. She always looks out for my best interest and makes great recommendations.She is friendly and efficient. I highly recommend her for any insurance needs!

February 3, 2022

Takes care of all my business insurance. 2 buildings, 13 cars on two policies, liability, workman's comp etc. all from one agent. Always picks up the phone and responds quickly to e-mail.They are very easy to work with.

February 3, 2022

I had a car accident and the Agency was on top of my claim. They worked closely with my auto insurance to get me a rental car and secure my case number with the Body Shop. Today, I picked the car up and it looks beautiful. I am very happy with their service and professsionalism.

February 3, 2022

I've referred clients over to Lottie M Schmidt & Thompson over the years. They're always responsive, trustworthy, and eager to save my clients on their auto/home insurance. Great company! ReplyLike

February 3, 2022

My Agent is very responsive to my family's needs and questions. She is knowledgeable, kind and courteous. Highly recommend her. As someone with almost 30 years in the business I can tell you this is a wonderful trait.

February 3, 2022

Great agency, they look out for there customers and Rick the owner is very knowledgeable in all aspects of insurance which makes him the go to guy. I let them shop my insurance needs and get me the best coverage and price. Dont think about it get a quote and see.

February 3, 2022

My Agent reviewed my policies and was able to give me more coverage for less money! We switched about four years ago to this agency and have been extremely happy with the service we have received! They are always quick to answer questions and assist any way possible!

February 3, 2022

I cannot say enough about the exemplary customer service we received from our Personal Lines Account Manager, . She took it upon herself to explain our unique circumstances to underwriting handling our auto policy, saving us an unexpected $800! That level of above and beyond service is very uncommon these days!

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Lottie M Schmidt & Thompson

Helping Build Your Future

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