Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Legacy Insurance
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  • Home
  • Auto

Legacy Insurance

Independent Insurance Agent in Madison, AL

About us

Building and Protecting Your Legacy

Legacy Insurance is an Independent Insurance Agency representing many different companies for your insurance needs. We carefully selected our carriers in order to provide you with the best level of service, price and coverage. As independent insurance agents, we have the ability to choose the best carrier for your insurance needs. That is the main advantage to using an independent insurance agency, we work to satisfy your needs.

Our goal is to educate and service the insurance consumer throughout the state of Alabama. Through our independence, we strive to educate the community on the best options for their insurance needs. We can provide an assessment of your insurance needs with a choice of which package fits you best. We say it best in our Mission Statement: Legacy Insurance... Building and Protecting Your Legacy.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Legacy Insurance

States we serve

  • Alabama
  • Florida
  • Georgia
  • Louisiana
  • Mississippi
  • Missouri
  • Tennessee

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AXA XL, All Risks, AmWINS Group, American Modern, American Strategic Insurance, Appalachian Underwriters, Arch Insurance Company, Atlantic Cas Insurance Company, Attune, Auto Owners Insurance, Auto-Owners Insurance Company, Benchmark Insurance Company, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Burns & Wilcox, CNA, CNA Surety, Centauri Insurance, Chubb, Church Mutual Insurance Company, Dairyland Insurance Company, Hagerty, Harford Mutual, Haulers Insurance Company, Hippo Insurance, Lloyd's, Markel Specialty, MetLife Auto & Home, National General Insurance (GMAC), Ohio Indemnity Company, Old Republic Surety Company, Pacific Indemnity Company, Philadelphia Insurance Companies, RPS, Scottsdale Insurance Company, Swyfft Insurance, The Hartford, Tokio Marine HCC, Tower Hill Preferred, UPC Insurance, US Assure, Universal Property & Casualty Insurance, Vindati

Legacy Insurance Team

Jessica Smith - Owner
Jessica Smith
Joe Bob Whitt - Principal
Joe Bob Whitt
Matthew Smith - Owner
Matthew Smith
Stacey Knouse - Manager
Stacey Knouse
(205) 995-1956

Legacy Insurance Reviews

Average based on 17 reviews Leave a review

Customer Reviews

May 7, 2021

This is a great agency that looks after all of our insurance needs and we couldn't be happier with the service they provide us.

April 13, 2021

Amazing service! Joe and the whole team went above and beyond to get the best coverage for our needs at a very competitive cost.

April 9, 2021

This agency offers a combination of great insurance companies, the best rates, and decades of insurance expertise. I wouldn't work with anyone else... period!

April 6, 2021

Jessica at Legacy has been amazing to work with on our insurance package. She goes to great lengths to help her clients and is very responsive!

March 30, 2021

Jessica Smith is the best agent you will ever work with... hands down!

March 29, 2021

This team is reliable, knowledgeable, and professional. They are very helpful every time I need help or have a question.

March 29, 2021

Jessica was professional and accomodating! She went above and beyond to answer all of my questions and I would strongly recommend her for your insurance needs!

March 26, 2021

What I love most is that they would never offer anything they wouldn't use for themselves! Always the customer's best interest comes first. Legacy Insurance hands down!!!

March 25, 2021

Legacy Insurance is an agency that I rely upon to protect my future. Compared to the numerous insurance companies I have been with, I can attest that their rates are low and their customer service is high.

March 25, 2021

Amazing and reliable insurance company!


Legacy Insurance

Building and Protecting Your Legacy

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