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Koefod Insurance Agency; Healy Enterprises LLC dba
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Koefod Insurance Agency; Healy Enterprises LLC dba

Independent Insurance Agent in Havre, MT

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Havre, MT
Founded in 1946

About us

All your insurance needs under one roof.

Koefod Agency has been a cornerstone business in Central Montana even before it was incorporated in 1946 by the father and son team of Ralph and Don Koefod. Debbie (Koefod) and Tom Healy purchased the Agency in 1993. In 2019 their son Jeff Healy purchased the Agency. Jeff is the fourth generation to own and operate Koefod Agency. The agency is proud to be affiliated with many nationally known insurance companies including Farmers Alliance, Fireman's Fund/Allianz, Liberty Mutual, Travelers, Safeco, Progressive, Montana State Fund, Foremost, Hagerty, American Modern, NAU Country Insurance and Rural Community Insurance Service to name a few. Coverage includes property and casualty insurance for Commercial, Farm and Ranch, Homeowner, tenant homeowner, Auto, Recreational Vehicles, Crop Hail and Multi-Peril Crop insurance. Koefod Agency expanded its market by becoming affiliated with the Strategic Insurance Agency Alliance/Montana Agency Alliance in 2000 which increased the products and services it offers to our customers.


Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

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Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

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If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

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An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

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Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

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Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

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Why choose Koefod Insurance Agency; Healy Enterprises LLC dba

States we serve

  • Montana

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

American Reliable Insurance, Apogee Insurance Group, Atlantic Cas Insurance Company, Bristol West Insurance Company, Chubb, Church Mutual Insurance Company, Farmers Alliance, Hagerty, Hull & Company, Markel Specialty, NAU Country Insurance Company, Pennsylvania Lumbermens Mutual, QBE Insurance Corporation, RPS, Scottsdale Insurance Company, The Hartford

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RECOMMENDED INSURANCE COMPANY PARTNERS

Koefod Insurance Agency; Healy Enterprises LLC dba

All your insurance needs under one roof.

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