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Karstens Financial
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Karstens Financial

Independent Insurance Agent in Winter Park, FL

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Winter Park, FL
Founded in 2014

About us

Anchoring Your Future

Karstens Financial is an Independent Insurance Broker and Financial Advisor. We are a trusted single point of contact to all your insurance and financial needs.

  • Access to multiple companies and a wide range of products.
  • Unbiased and objective advice to our clients to find the right coverage even in hard situations.
  • Claims Assistance and Advocacy
  • One single service contact

Our goal is to have your best interests in mind. Anchor Your Future with Karstens Financial

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Karstens Financial

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Aegis Security Insurance, All Risks, Allstate, AmTrust Financial, AmWINS Group, American Collectors Insurance, American Modern, American Traditions Insurance Company, Appalachian Underwriters, Ascendant, Attune, Berkley Aspire, Berkshire Hathaway Automotive Insurance Company, Berkshire Hathaway GUARD Insurance Company, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, Burns & Wilcox, CNA, Canal Insurance, Chubb, Coterie Insurance, Delta Dental, Farmers Insurance Company, Hagerty, Harford Mutual, Heritage Insurance Company, Kinsale Insurance, Lancer Insurance Company, Lloyd's, Madison Mutual Insurance Company, Missouri Employer Mutual, NCCI Insurance Company, Neptune Flood, Openly Insurance, PURE, Philadelphia Insurance Companies, Pie Insurance, Prime Insurance, Rockford Mutual Insurance Company, Swyfft Insurance, Texas Mutual, The Hartford, Tokio Marine HCC, Tower Hill Preferred, Universal North American, Universal Property & Casualty Insurance, Vindati, biBERK

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Karstens Financial

Anchoring Your Future

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