Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Rancho Cal Insurance Services
  • Business
  • Home
  • Auto
  • Life

Rancho Cal Insurance Services

Independent Insurance Agent in Murrieta, CA

About us

Exceeding Expectations Is our Goal

Rancho Cal Insurance Services is an independent insurance agency that places our customer's needs first. As an independent agency, our customers are the top priority, and we strive to provide excellent and expedient customer service. With over 25 years' experience serving our clients as both a prior captive agent for a top national carrier, and as an independent agency, we understand insurance. We know that the best way to put our customer's needs first, is to have the ability to offer products from multiple companies. We are not locked into only offering one carrier's product. We can choose from multiple insurance companies and find the best insurance policy at the best value for both your personal and business needs and budget.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Rancho Cal Insurance Services

States we serve

  • California

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Home
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Travel Trailer
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Aegis General, Aegis Security Insurance, AmTrust Financial, American Modern, American Reliable Insurance, Anthem Insurance Company, Berkshire Hathaway GUARD Insurance Company, Builders & Tradesmen's Insurance (BTIS), CNA, CSE Insurance Group, Century Insurance Group, Encompass, HCC Surety Group, Hagerty, Hudson Insurance Group, Infinity Insurance Company, Lloyd's, Mercury Insurance Group, Scottsdale Insurance Company, United States Liab, Vindati

Rancho Cal Insurance Services Reviews

Average based on 7 reviews Leave a review

Customer Reviews

February 17, 2021

Best one I've found! I've been buying insurance for many decades now, and what you really want is an agent that will pay attention to your needs and respond quickly. A+ on that score.

February 17, 2021

I was not getting the kind of service I expected after my original broker retired. So I discovered Pam at Rancho Cal. Pam helped me get my policies switched over and saved me a LOT of work. In fact, she understood a problem that would've cost me at least $200 and that is a real blessing. I really am happy to have found Rancho Cal!

February 17, 2021

Exceptional service and the Agents are extremely knowledgeable!

February 17, 2021

I would definitely use this agency again! Rancho Cal Insurance Services have been my agents for many years. Their knowledge regarding insurances and options has been very helpful. They have made my selection very easy. Thanks to Pam my agent our relationship will continue for years to come.

February 17, 2021

Really good service Every single time I need your help I get what I need Thanks

February 17, 2021

We are very happy with the service provided by Rancho Cal Insurance Services. They did an excellent job in making us feel comfortable with our Auto, Home, and Earthquake Insurance needs. They also got us a great price on all of our coverages that was able to beat our previous insurance plans. I highly recommend anyone looking for insurance to give them a try. Thanks a lot!!

February 17, 2021

Great service and timely!


Rancho Cal Insurance Services

Exceeding Expectations Is our Goal

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