About us
Lighting the Path to Protect You, Your Family and Business During the Storms of Life
At Lighthouse Insurance Benefits we provide premium insurance packages to the families, individuals, and businesses of Summerville, South Carolina, and surrounding communities. We offer Health, Long-Term Care, Life, Medicare, Disability, and a broad range of other insurance products. As an independent agency we are committed to working with our clients to find them the best coverage, at the best rates. Contact one of our friendly licensed agents today to find out how we can help you.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteAn annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
Request a annuities quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteWhy choose Lighthouse Insurance Benefits
States we serve
- South Carolina
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Americo Insurance Company, Anthem Insurance Company, Foresters, National Guardian Life, The Baltimore Life, Transamerica, United Home Insurance, VindatiLighthouse Insurance Benefits Team
Lighthouse Insurance Benefits Reviews
Customer Reviews
Ray went through our current policy and gave us GREAT advise. We also have our pet insurance with him. If you want an honest great insurance company you need to call Ray with Lighthouse Insurance.
Ray Searan is a man of very strong principle who is dependable and professional. I highly recommend him without hesitation to help you take care of your insurance needs.
Great insurance benefits are available here! They are the best!
Wow! Totally blown away by the incredible customer service, attention to detail, and overall care that Ray and his company provide for their clients. Keep up the great work and thanks again!
Ray is the consummate professional. He listens to clients and helps them solutions that benefit them. He takes his time to fit the best product for each client. Ray is never too busy to help people.
Customer service and support have always been top notch. Ray goes above and beyond to help get you the absolutely best insurance based on the needs you give him. The sincerity and kindness are genuine, that is why I recommend this business.
Amazing customer service, and very helpful with everything you need. You won't find anyone else more knowledgeable.