Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
KAI Garrett Insurance Agency, LLC
  • Business
  • Home
  • Auto
  • Life

KAI Garrett Insurance Agency, LLC

Independent Insurance Agent in Conroe, TX

About us

Protecting What Matters Most.

Your Community. Your Insurance.

Why choose a Trusted Choice Agent? We represent many different insurance companies, so we can compare coverage and price to get the best possible value for you. At Garrett Insurance, we are committed to our customers and our community. We work with you! Enjoy peace of mind against life's unexpected events with the services from our insurance agency. We are proud to be the leading insurance provider for individuals and businesses in Conroe, Texas. No matter what you own that needs protecting, we work closely with you to choose the perfect product for your situation.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose KAI Garrett Insurance Agency, LLC

States we serve

  • Kansas
  • Oklahoma
  • Texas

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Farm
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Chubb, Firemans Fund Ins, GuideOne Insurance, Infinity Insurance Company, MetLife Auto & Home, Oxford Life Insurance Company, Republic F&C Insurance Company, The Hartford, Vindati, Zurich North America

KAI Garrett Insurance Agency, LLC Team

Cecil Joiner - Commercial Lines Sales Executive
Cecil Joiner
Commercial Lines Sales Executive
Nancy Schmerbeck - Producer
Nancy Schmerbeck

KAI Garrett Insurance Agency, LLC Reviews

Average based on 3 reviews Leave a review

Customer Reviews

April 16, 2021

Excellent customer service! Cheyenne always helps me without hesitation. You won't find a more friendly staff.

April 16, 2021

I have used them for more than 20 years, and they are fast on any need I have ever had, and they have provided the best rates out there.

April 16, 2021

I had a question on my insurance after hours. Sent email to them and I had immediate answer from Stephen Schmerbeck. He had my agent contact me the next day. Wonderful customer service. Thank you so much.


KAI Garrett Insurance Agency, LLC

Protecting What Matters Most.

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