Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Joe W. McMullan Insurance Agency, Inc.
  • Business
  • Home
  • Auto
  • Life

Joe W. McMullan Insurance Agency, Inc.

Independent Insurance Agent in Bandera, TX

About us

Since 1975, McMullan Insurance has been serving the great State of Texas. We write commercial insurance: general liability, business owners, business auto, umbrellas, package policies, equipment, workers compensation, fleet auto and specialty lines. We provide insurance for guest/dude ranches, bank insurance, subcontractors, non-profits, retail stores, restaurants and much more. We also are able to write and service personal lines insurance policies: auto, home, life, farm and ranch, condos, landlord policies, renters, mobile homes, barns, boats, ATVs, jet skis, classic autos and just about anything you need covered personally. We also write life insurance with Catholic life and Germania.

Our agency staff is committed to excellence and strive for designations and education in insurance that enhance our ability to serve our clientele extremely well. We work to develop great working relationships with our clientele and that leads to long term friendships. We look forward to working with you.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

Request a annuities quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Why choose Joe W. McMullan Insurance Agency, Inc.

States we serve

  • Texas

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Allstate, AmTrust Financial, American Modern, Burns & Wilcox, CNA, Dairyland Insurance Company, Germania Insurance Company, Hagerty, Markel Specialty, Mendota, Myron Steves, Philadelphia Insurance Companies, RPS, Ryan Turner Specialty, Texas FAIR Plan Association, Texas Mutual, The Hartford, Union Standard Insurance Group, W. R. Berkley Insurance Group

Joe W. McMullan Insurance Agency, Inc. Team

Kirk McMullan
Kirk McMullan

Joe W. McMullan Insurance Agency, Inc. Reviews

Average based on 5 reviews Leave a review

Customer Reviews

November 20, 2020

Kirk and Patricia McMullan are an absolute gems. Real people giving great service! They are reliable, trustworthy and great to our community in many ways!! I am thankful they handle all of my home, work and auto insurance needs. I could not think of anyone else I could trust more to take care of my family. Thad Emmons Hill Country Realtor Emmons Real Estate LLC Broker

October 28, 2020

We are long time customers of the agency. They are always friendly, available and knowledgeable. They have taken care of any problem we have had promptly. Sonya and Sandra feel like real friends and make our occasion to interact like catching up on our families and the latest news. We recommend this agency to friends.

October 27, 2020

I had and extremely positive experience working with Joe W. McMullan Insurance Agency. I used them for both my business insurance and my home and auto insurance. The insurance agents were very thorough and looked for the best insurance deals. They help me complete the paperwork, evaluate insurance options and select the insurance that was best for me. Their agents are well informed, professional and very courteous. I highly recommend this agency.

October 27, 2020

Very personal service. I feel very comfortable calling and asking any questions I may have, as they are always willing to accommodate. I have always felt as I have received the best customer care from them year after year.

October 27, 2020

I wouldnt go anywhere else. They all go above and beyond for their clients


Joe W. McMullan Insurance Agency, Inc.

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