Overacre Insurance Agency, Inc.
  • Business
  • Home
  • Auto
  • Life

Overacre Insurance Agency, Inc.

Independent Insurance Agent in Kimberly, ID

About us

Overacre Insurance Agency has been serving Southern Idaho since 1978. After both working many years in the insurance industry, Sam and Flora Overacre followed their dream and opened Overacre Insurance Agency. The agency began in the living room of their modest home in Kimberly with only one company appointment. They quickly out grew the accommodations and moved to an office on Main Street. In 1990 they brought their son and daughter in-law into the family business. David and Christina Overacre have now been with the company over 30 years. That same year, having again grown out of the office on Main Street, the agency was moved to their current location at 119 Center Street East in Kimberly. Sam and Flora were both able to later retire and enjoyed traveling, and spending time with family and friends. They have both since passed on, but their spirit and legacy still drive the work we do everyday. We have always been focused on providing top notch personal service to our clients. We take the time to know our clients and their needs, providing insurance protection designed to meet their specific goals. As an Independent Trusted Choice Agency, we take pride knowing that we work for our clients, not an insurance company. Having options to choose from is important to finding the the right fit.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose Overacre Insurance Agency, Inc.

States we serve

  • California
  • Idaho
  • Illinois
  • Nevada

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

ABA Insurance Services, American Collectors Insurance, Bristol West Insurance Company, Dairyland Insurance Company, Gem State Insurance Company, Hagerty, Hallmark Insurance Company, Hull & Company, Jewelers Mutual Insurance Company, Oregon Mutual, RPS, Sublimity Insurance Company, United Heritage

Overacre Insurance Agency, Inc. Team

Jeffrey Zellner - Principal
Jeffrey Zellner
(208) 423-5588
David Overacre - Producer
David Overacre
(208) 423-5588
Christina Overacre - Customer Service Representative
Christina Overacre
Customer Service Representative
(208) 423-5588

Overacre Insurance Agency, Inc. Reviews

Average based on 2 reviews Leave a review

Customer Reviews

June 18, 2021

Home town service with big city knowledge. Dave and his team have taken care of my insurance needs for over 15 years. Ive shopped them once or twice just to see and even if they would have been more I would have gladly paid just because of the value in the service. I will say they have always been right there on the prices and making sure I was covered they way I needed to be and made sure I fully understood what I was getting for the money. Customer for life

June 15, 2021

Family owned business that cares about their customers. We highly recommend.


Overacre Insurance Agency, Inc.