Agency website
About us
Keeping your insurance on the right track.
Since 1978 Overacre Insurance Agency has been providing affordable insurance solutions to the Magic Valley. We pride ourselves on giving the personal service our clients deserve. Family-owned and operated for over 40 years, Overacre Insurance Agency continues the high level of service founded in 1978.
Our goal is to educate and service the Kimberly, Idaho community and throughout the state of Idaho. Through our independence, we strive to educate the community on the best options for their insurance needs. We can provide an assessment of your insurance needs with a choice of which package fits you best.
We are dedicated to providing our customers in Idaho with the best coverage at competitive rates. Just make one call to our agency, and we can shop your coverage through many top-rated companies. With our professional staff, we can be your liaison with the insurance carrier in the event of a claim. We work for you, not the insurance company. Personal Insurance needs such as Auto, Home, Boats, RV, ATV/Motorcycles. Commercial lines we specialize in are Professional Liability, General Liability, Worker's compensation, commercial building, commercial property, and commercial auto.
We want you to have a positive overall experience with Overacre Insurance Agency. Our one-on-one service approach is our #1 goal for all our insurance clients. Give us a call at 208-423-5588 or contact us through one of our quote forms, and we'll be happy to answer any of your insurance questions.
What our clients are saying
"Very nice, helpful staff. The best priced insurance company we could find."
"Home town service with big city knowledge. Dave and his team have taken care of my insurance needs for over 15 years. Ive shopped them once or twice just to see and even if they would have been more I would have gladly paid just because of the value in the service. I will say they have always been right there on the prices and making sure I was covered they way I needed to be and made sure I fully understood what I was getting for the money. Customer for life "
"Family owned business that cares about their customers. We highly recommend."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Iron Horse Insurance Services Inc. DBA: Overacre Insurance Agency (ID) Manteca Insurance & Financial Services (CA)
States we serve
- California
- Idaho
- Indiana
- Nevada
- Tennessee
- Texas
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
American Collectors Insurance, Berkshire Hathaway Insurance Company, Bristol West Insurance Company, Chubb, Dairyland Insurance Company, Employers Compensation Insurance Company, Gem State Insurance Company, Guard Insurance Group, Hagerty, Hull & Company, Markel Specialty, Oregon Mutual, RPS, Scottsdale Insurance Company, Sublimity Insurance Company, The HartfordIron Horse Insurance Services Inc. DBA: Overacre Insurance Agency (ID) Manteca Insurance & Financial Services (CA) Team
Iron Horse Insurance Services Inc. DBA: Overacre Insurance Agency (ID) Manteca Insurance & Financial Services (CA) Reviews
Customer Reviews
Very nice, helpful staff. The best priced insurance company we could find.
Home town service with big city knowledge. Dave and his team have taken care of my insurance needs for over 15 years. Ive shopped them once or twice just to see and even if they would have been more I would have gladly paid just because of the value in the service. I will say they have always been right there on the prices and making sure I was covered they way I needed to be and made sure I fully understood what I was getting for the money. Customer for life
Family owned business that cares about their customers. We highly recommend.
