Smith Kandal Insurance Agency

About us

A FULL SERVICE INSURANCE AGENCY

With an 85+ year history, Smith-Kandal has endured decades of industry and market changes. Yet our foundation remains solid.

As a 4th generation business, Smith-Kandal Insurance has maintained a strong presence in the Imperial Valley and beyond. Our core values are grounded in integrity and strong work ethic. We are a family at Smith-Kandal and want our customers to feel the same.

‍From business to personal insurance, no matter how big or small, we can cover you. Your goals and interests are important to us. Give us the privilege of protecting them by fulfilling your insurance and risk management needs.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

View all our insurance coverages

Why choose Smith Kandal Insurance Agency

States we serve

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
DC
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Our insurance coverages

Personal insurance coverage

ATV
Automobile
Boat
Builders Risk / Construction
Collectible Auto
Condo
Earthquake
Farm
Flood
Health
Home
Identity Fraud
Landlord
Mobile Home
Motorcycle
Other
Personal Watercraft
Pet
RV / Motorhome
Renters
Short-Term / Sharing
Snowmobile
Special Event
Travel Trailer
Umbrella
Vacant Land
Valuable Items

Business insurance coverage

Accident & Health
Bonds
Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess
Workers' Compensation

Industries we serve

Accommodation and Food Services
Administrative and Support and Waste Management and Remediation Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Construction
Educational Services
Finance and Insurance
Health Care and Social Assistance
Information
Management of Companies and Enterprises
Manufacturing - Food / Beverage / Textiles / Apparel / Leather
Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
Manufacturing - Wood / Paper / Paper / Mining / Plastics
Mining, Quarrying, and Oil and Gas Extraction
Other Services (except Public Administration)
Professional, Scientific, and Technical Services
Public Administration
Real Estate and Rental and Leasing
Retail - Sporting Goods / Hobby / Music / General / Misc.
Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
Transportation and Warehousing
Utilities
Wholesale Trade