Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Smart Risk Insurance LLC
  • Business

Smart Risk Insurance LLC

Independent Insurance Agent in Okawville, IL

About us

Work With Us


We protect our clients with everything from personal insurance all the way to commercial insurance with those using Windmills in the green energy industry.

Smart Risk Insurance Advisors love challenging ourselves with finding the best coverage for EVERY INDUSTRY.

Smart Risk Insurance Group is an independently owned agency focused on minimizing risk exposures for our clients. We provide advisors with the knowledge and expertise to personalize insurance plans unique to your situation whether commercial, personal, or both. On top of minimizing your risk exposures, we have saved our customers 30% on average. Smart Risk Insurance professionals strive to exceed expectations in the insurance industry.

Every business is unique and requires different insurance coverage. We are experts who will make sure you and your company are protected in exactly the way that suits your company. We maximize coverage and reduce costs.





Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Smart Risk Insurance LLC

States we serve

  • Illinois

Our insurance coverages

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

American Modern, Attune, Berkshire Hathaway GUARD Insurance Company, Chubb, Founders Insurance Company, Hagerty, Kemper Independence, MetLife Auto & Home, Philadelphia Insurance Companies, Pie Insurance

Smart Risk Insurance LLC Team

Jason McKinley
Jason McKinley
Kaylan Litteken
Kaylan Litteken

Smart Risk Insurance LLC Reviews

Average based on 8 reviews Leave a review

Customer Reviews

April 6, 2021

Jason was wonderful to work with, explained everything in detail and answered all our questions.Thank you again for putting this all together and looking out for our best interest.

April 6, 2021

Jason is Azure's broker in the US and has been an absolutely brilliant find. I'm not sure we could've done this without his patience and understanding. I couldn't recommend his firm more highly. www.azurepay.co.uk

April 6, 2021

If you are looking for an EXCELLENT insurance agent, look no farther than Smart Risk Insurance. The owner, Jason, presented me with several options then took the time to explain everything to me, allowing me to make an informed decision on my insurance coverage. I like how he not only made recommendations, he also explained why he made them, and the pros and cons of all my options.

April 6, 2021

Positive: Professionalism, Quality, Responsiveness, Value Jason McKinley has been the Washington County Vocational Workshop insurance agent for the last year and half. During that time he has responded quickly and professionally to any issues or questions we have. Also, he is very knowledgeable and does a great job in explaining our insurance and how we are impacted if things arise. We couldn't be more impressed and delighted to have Jason for our insurance agent!

October 6, 2020

Jason is Azures broker in the US and has been an absolutely brilliant find. Im not sure we couldve done this without his patience and understanding. I couldnt recommend his firm Smart Risk Insurance Group more highly.

June 3, 2020

Jason was wonderful to work with, explained everything in detail and answered all our questions.Thank you again for putting this all together and looking out for our best interest.

June 3, 2020

If you are looking for an EXCELLENT insurance agent, look no farther than Smart Risk Insurance. The owner, Jason, presented me with several options then took the time to explain everything to me, allowing me to make an informed decision on my insurance coverage. I like how he not only made recommendations, he also explained why he made them, and the pros and cons of all my options.

June 3, 2020

Positive: Professionalism, Quality, Responsiveness, Value Jason McKinley has been the Washington County Vocational Workshop insurance agent for the last year and half. During that time he has responded quickly and professionally to any issues or questions we have. Also, he is very knowledgeable and does a great job in explaining our insurance and how we are impacted if things arise. We couldn't be more impressed and delighted to have Jason for our insurance agent!

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Smart Risk Insurance LLC

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