Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
DHW Insurance Brokers
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DHW Insurance Brokers

Independent Insurance Agent in Walnut Creek, CA

About us

Insurance Simplified

Our mission is to help simplify your insurance needs through dedication, heart, and wisdom. We are a customer-centric company, dedicated to creating value for all of our stakeholders: our customers, employees, and insurers. In fact, it inspires everything we do here. The strategies we develop and execute are always aimed at exceeding your expectations. And because we listen to you, we are a better company. Whether you have just a simple question or you're facing a difficult situation, you can always count on us to be there when you need us.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose DHW Insurance Brokers

States we serve

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Maryland
  • Massachusetts
  • Montana
  • Nevada
  • New York
  • North Carolina
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Washington
  • West Virginia

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Personal Watercraft
  • RV / Motorhome
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Admiral Insurance, Aegis General, Allianz Global Risks, AmTrust Financial, AmWINS Group, American Modern, Applied Underwriters, Argo Group, Atlas General Agency, Bankers Insurance Group - FL, Berkshire Hathaway GUARD Insurance Company, Burns & Wilcox, CIG Capitol Insurance Group, CNA, Chubb, Cypress Insurance Group, Encompass, Farmers Insurance Company, Firemans Fund Ins, GeoVera, Golden Bear Insurance Company, Great American Insurance Company, Hagerty, Hartford Steam Boiler, Infinity Insurance Company, Intact Insurance, Kemper Independence, Markel Specialty, Mercury Insurance Group, Oregon Mutual, Oxford Life Insurance Company, Philadelphia Insurance Companies, QBE Insurance Corporation, RPS, Scottsdale Insurance Company, The Hartford, Transamerica, United States Liab, Vindati, W. R. Berkley Insurance Group, Zenith Insurance Company

DHW Insurance Brokers Team

Terry Stotka - Chief Executive Officer
Terry Stotka
Chief Executive Officer
Patricia Ellis
Patricia Ellis
Sarah Mattos
Sarah Mattos
Victoria Sunga
Victoria Sunga

DHW Insurance Brokers Reviews

Average based on 4 reviews Leave a review

Customer Reviews

August 18, 2021

I called to get help and this was by far the most helpful, concise information I have ever received. Ive called over 20 companies and DHW was able to help me navigate my challenges.Thanks team DHW

November 14, 2019

Novacart enjoys doing business with DHW Insurance Brokers because we receive excellent customer service from everyone. I appreciate their quick response to my calls or emails and they are always helpful and follow-up with me regarding our needs and requests. It is clear they always have our best interest at heart.

November 14, 2019

DHW & Dave Ellis has been our insurance broker since we opened our first residential care facility in 2008. With my partners, we now own and operate several such facilities. We have been very happy with DHW's ability to find the best prices and coverages for our needs out in the marketplace. We also believe that Dave and his team have provided excellent customer service with a personal touch. We feel that we have a partner that takes the time to understand out business and the insurance needs as we grow and open new facilities.

November 14, 2019

Terry has handled our General Liability and Workers Compensation Insurance for the last 13 years - we could not be more satisfied! The entire DHW team is professional, timely, and more importantly pro-active in both marketing our policies to new insurers and in helping to close open WC claims. Each year, we are given a thorough breakdown of all the carriers that our account was marketed to and we are an active participant in the final selection. I would highly recommend them to anyone.


DHW Insurance Brokers

Insurance Simplified

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