Puharic and Associates, Inc.
  • Business
  • Home
  • Auto
  • Life

Puharic and Associates, Inc.

Independent Insurance Agent in Manasquan, NJ

About us

Insurance and Risk Managers

Puharic & Associates is a full service, concierge-style insurance agency designed for clients seeking a sole remedy insurance solution for Business, Home, Auto, Health, Flood and more - all while providing professional one-on-one customer service. Not a website, not an 800 number. Real, caring insurance professionals who are ready to help you today.

As such, Puharic and Associates, Inc. seeks to differentiate services by focusing on the client experience, client education, and risk management practices that benefit business owners and upwardly mobile persons.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Why choose Puharic and Associates, Inc.

States we serve

  • New Jersey

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Flood
  • Health
  • Home
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AXA XL, Admiral Insurance, Beazley Insurance Company, Berkshire Hathaway Insurance Company, Blue Cross Blue Shield, Chartis Property Casualty Company, Cumberland Mutual, Firemans Fund Ins, Franklin Mutual Insurance Company, Great American Insurance Company, Hagerty, K&K Insurance Group, Kinsale Insurance, Lexington Insurance Co, Lloyd's, Markel Specialty, Merchants Insurance Group, Penn National Insurance, Philadelphia Insurance Companies, QBE Insurance Corporation, Scottsdale Insurance Company, US Assure, United States Liab, Utica First Insurance Company, Utica National Insurance, Victor O. Schinnerer & Company, Wright Flood

Puharic and Associates, Inc. Team

Adam Puharic
Adam Puharic

Puharic and Associates, Inc. Reviews

Average based on 23 reviews Leave a review

Customer Reviews

April 17, 2023

Fantastic! They are great!!

March 4, 2023

Great service

August 8, 2022

Adam is wonderful! He has great advice and answers all questions!

August 3, 2022


July 6, 2022

Adam is hands on and involved in the daily operations. He also has a terrific support staff, which when dealing with a small business is the difference maker for Liberty Sales and Marketing. We look forward to a long term relationship. Thank you Puharic and Associates.

September 2, 2021

The Puharic & Associates team is caring, responsive, knowledgeable, and thorough. Rizco truly feels like it has gained an extended family through our partnership with Puharic and Associates, Inc. Our policy renewal process was timely and was not treated like an auto-pilot renewal. This is a team that I would refer extensively!

June 11, 2021

Professional, friendly and extremely knowledgeable

April 30, 2021

Very Professional and hard working for their clients. Always get back to you right away with information.

November 5, 2020

Adam is a leader when it comes to customer service. He is available with information and is always looking to get my business the best prices. Adam succeeds in this, and because of this I have used him as my broker for over 10 years, plus he is a nice guy!

November 5, 2020

I have worked with Adam Puharic for several years. He is an integral part of my business and truly has our best interest at heart. He is very experienced, responsive, and thoughtful with his opinions. Highly recommended.


Puharic and Associates, Inc.

Insurance and Risk Managers