Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
CLC Insurance Agency, Inc.
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  • Auto

CLC Insurance Agency, Inc.

Independent Insurance Agent in Clearwater, FL

About us


CLC Insurance Agency, Inc. is a local independent agency located in Largo, FL. CLC focuses on personal lines and commercial insurance solutions. The president, Crystal Callahan-Estes, has 20 years experience in the industry and continues to expand her knowledge in her field. In 2016 she obtained her Certified Insurance Counselor (CIC) insurance designation which broadened her knowledge to further assist her clients. After holding many positions in an independent agency over the course of 17 years, including personal lines, commercial and management, she decided to take her career to the next level by opening her own agency. It's her passion to guide and protect her clients by taking a personalized approach to each and every individual's needs. In addition to offering personalized one on one service, CLC has also invested in the latest technology for those who wish to have their documents at their fingertips. We've accomplished this by providing a Free CLC App that can be downloaded and by offering an online customer portal. Ease of business and personalized service is our mission and we look forward to helping others each and every day.

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose CLC Insurance Agency, Inc.

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AmTrust Financial, American Modern, American Traditions Insurance Company, Burns & Wilcox, Chubb, FedNat, Heritage Insurance Company, Hudson Insurance Group, Johnson & Johnson Insurance, Mercury Insurance Group, MetLife Auto & Home, Universal North American, Universal Property & Casualty Insurance

CLC Insurance Agency, Inc. Team

Crystal Callahan-Estes - President
Crystal Callahan-Estes
(727) 500-2636
  • CIC
Kira Estes
Kira Estes
Carole Cassell - Personal Lines Support
Carole Cassell
Personal Lines Support
(727) 513-9838
Kevin Enderle - Agent
Kevin Enderle
(727) 502-6447

CLC Insurance Agency, Inc. Reviews

Average based on 161 reviews Leave a review

Customer Reviews

November 30, 2022

Why doesn't everyone use Crystal for insurance? She does great job .

November 30, 2022

Kevin is a knowledgeable agent that ensures we are protected with the right insurance coverage. Great customer service!

November 16, 2022

CLC Insurance Agency is amazing! They have exceptional customer service. CLC Insurance Agency made sure we had all applicable discounts and were able to get us better coverage at a competitive rate when our insurance carrier sold to another carrier. I know we are in good hands in regard to all our insurance needs.

November 14, 2022

We love working with Crystal and the team at CLC. Hands down best experience I have had working with an insurance broker. Our questions are throughly answered in a timely manner. Crystal is always willing to go above an beyond for our small business. We appreciate everything that she has done for us!

October 29, 2022

nice and ez

October 27, 2022

Excellent service

October 23, 2022

Great professionals

September 20, 2022

Very dependable and professional

September 20, 2022

This company cares about putting you in the right direction. Thank you !!!

September 6, 2022

These folks are great , professional and very attentive


CLC Insurance Agency, Inc.


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