Independent Insurance Agent, Shoreline, WA, 98133, 17544 Midvale Ave.

Founded in 2006

Insurance is complicated. We make it easy.

We take great pride in our agency, community and clients. As an Independent Agent we offer choice, provide a high level of service and are local to your community. But what does that really mean? Here is how we are different:

Choice: As an independent agent, we offer a wide array of multiple insurance carriers, coverages, price, and more. Our main focus is to find the insurance coverage that best suits your unique needs and gives you the best options.

Service: To us, service means you will know who our staff members are - and not just the usual run of the mill insurance stuff. You will know about them as people and we want to know the same about you. We will be there to make sure your interests are protected and not forgotten.

Local: Our offices were born and raised in the Northwest. We're a local presence, employing local people who have the community in mind every day. We truly appreciate our communities and look forward to serving and protecting them as we have been since 2006.

We are experts in personal lines and commercial lines insurance.

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

A workers' compensation insurance policy will cover the majority of injuries that arise from work-related duties.

Request a workers' compensation insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

E&O insurance is a type of liability insurance that will help pay for any damages a professional error may cause.

Request a errors and omissions quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

What People Are Saying

The personal approach always very attentive to your needs. We are very very happy with you. Thank you so much

Marc Antaya, Spokane Valley, WA

I love working with Nick at Empire Insurance! He has helped me save money and find the right insurance for my business as well as for my personal insurance. He is friendly and professional. I highly recommend working with Nick!

Chelsea A, Happy Valley, OR

Excellent customer service. When we encountered registration/licensing issues after moving across country and cancelling insurance in our previous location, Ryan and his team immediately jumped through all the extra hoops that state required and kept us up to date on the progress. What could have taken many days was resolved right away. You can get insurance coverage just about anywhere these days, but finding great service and consistent communication is far more difficult. We definitely recommend

Carrie T, Lynnwood, WA

Excellent service. Very responsive and prompt. Nick went out of his way to help us reduce insurance costs

Sharat A., Lake Oswego, OR

You're local first and foremost. You're always just a phone call, or a hop skip and jump away when we need you. And always checking to see if our coverage is what suits our needs the best

Heather H

Took information on my problem and said she would call back. I got a call back within an hour and the problem was handled. (Christina)

Julie J, Castro Valley, CA

Always answering my questions to your full ability. Making me feel like I'm not just another number in your system. (Kellee)

Alexandra H, Spokane Valley, WA

What I like is knowing that I can pick up the phone any time and speak directly to my agent and I know she always has time for me and will answer my questions for me.. I also like knowing that I feel a personal conection with my agent. (Kellee)

Ron C, Spokane, WA

Glad I made the call to A&R when I was shopping around for insurance, Ryan was a huge help

Brad A

We had our Auto insurance with A&R Insurance when we lived in WA. Ryan was very knowledgeable and extremely attentive with our claim due to an accident for which we were not at fault. It was resolved quickly with no hassle! Ryan is a great resource to have on your side!

Claudia C

Thank you Ryan for the great service and the help I received trying to the decide what policy was best for me it has helped tremendously and I want to let you know it did not go unnoticed. Thank you again, I do believe that I finally found someone I can trust!

Rita S

I have been with a different company for the last 9 years and Ryan helped make the transition very easy. He gave me several different quotes to make sure I was getting the coverage I wanted and needed. I didn't have any issues with my home policy being set up and my lien holders being updated on the new coverage. I would highly recommend this agency.

Eric D

Ryan has been my agent for years and recently he went above and beyond my expectations. I had a fire and the nationwide recommended company that was supposed to do the remodel closed their shop after they took my money. I didn't know what to do so i called Ryan, he was out of town and still instantly went to work. Within a few hours he had contacted the right people to help me and I have already been reimbursed for my loss by Nationwide. I was very worried that I would be liable for the stolen money, thank you so much Ryan!

Michael H, Mercer Island, WA

Very quick response to requests for quote and changes to policy, proof of coverage etc. Very happy with the Service from Mrs. Graham.

Christopher N, Omak, WA

States Served

Arizona

California

Florida

Idaho

Montana

Nevada

Oregon

Washington

Personal Insurance

ATV
Automobile
Boat
Builders Risk/Home Construction
Collectible Auto
Condo
Earthquake
Farm
Flood
Health
Home
Identity Fraud
Landlord
Mobile Home
Motorcycle
Other
Personal Watercraft
Pet
RV
Renters
Short-Term/Sharing
Snowmobile
Special Event
Trailer
Umbrella
Vacant Land
Valuable Items

Commercial Insurance

Bonds
Builders Risk
Business Owners / Package
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors and Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella/Excess
Workers Compensation

Life Insurance

Annuities
Life

Industries

Accommodation and Food Services
Administrative and Support and Waste Management and Remediation Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Construction
Educational Services
Finance and Insurance
Health Care and Social Assistance
Information
Management of Companies and Enterprises
Manufacturing - Food / Beverage / Textiles / Apparel / Leather
Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
Manufacturing - Wood / Paper / Paper / Mining / Plastics
Mining, Quarrying, and Oil and Gas Extraction
Other Services (except Public Administration)
Professional, Scientific, and Technical Services
Public Administration
Real Estate and Rental and Leasing
Retail - Sporting Goods / Hobby / Music / General / Misc.
Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
Transportation and Warehousing
Utilities
Wholesale Trade

Companies We Work With

Allianz Global Risks
Allianz Life of North America
AmTrust Financial
American Equity Insurance Company
American Modern Insurance Group
American Reliable Insurance
Appalachian Underwriters
Berkshire Hathaway
Berkshire Hathaway Homestate Companies
Bristol West Insurance Co
Builders & Tradesmen's Insurance (BTIS)
CBIC
Charter Oak Fire Ins
Chubb
Cochrane & Porter Insurance
Contractors Bonding and Insurance Company (RLI)
Dairyland Insurance Co
Empire Ins Co
Encompass Insurance Co
Farmers Insurance Company
Fidelity National Insurance Co
Firemans Fund Ins
First American P&C Ins Co
Foremost Insurance
Freedom Specialty Insurance
GeoVera
Griffin Underwriting Services
Hagerty
Hiscox Ins Co Inc.
K&K Insurance Group
Kemper Independence
Liberty Mutual
Liberty Northwest Insurance Company
Maryland Automobile Insurance Fund
MetLife Auto & Home
National General Insurance (GMAC)
Nationwide
Northland Ins Co
Oregon Mutual
Patriot Insurance
Phoenix Ins Co
Progressive Insurance
RLI Corp
Red Shield Insurance Company
Risk Placement Services (RPS)
Safeco Insurance
Scottsdale Insurance Co
Sentry Insurance
Standard Mutual Insurance Company
The Hartford
Travelers
Trinity Insurance Services
United States Liab
Zurich North America

A&R Insurance and Financial Services, LLC Team

Ryan Ferrie

Principal