Agency website
About us
Insurance | Retirement | Investment
We've helped thousands of individuals and businesses in the Mid-Atlantic region since 1992. We are independent agents who have access to hundreds of insurance and financial products, from the country's top insurance and financial institutions. Our clients benefit from this comprehensive selection of products and pricing. Insurance and financial services can be complicated, we are committed to making it simple for our clients to get the coverage they need.
You can lean on us for all your Personal, Commercial and Life insurance needs. We can help you with Auto, Home, Renters, Valuable Items, Builders risk, General Liability, BOP, Property, Business Vehicle, Life and Annuities.
We utilize innovative technology to improve the performance of our advisors and enhance the client experience. We keep close tabs on technological advancements for our insurance, and financial services operations. We believe that our clients deserve the same level of technical support they receive in other industries.
Our automated processes help minimize manual and administrative tasks, so we have more time to build client relationships. We encourage you to call and talk to one of our advisors, you'll be glad you did!
What our clients are saying
"Fantastic Insurance agency!"
"We have been using John for multiple insurance policies for years. He takes care of our home, auto and personal policies. John has always been readily available to take our calls and assist us with any claim/ concerns. He also checks policy prices to make sure we are always getting the best deal."
"John and his team went above and beyond to help me with getting everything I needed to insurance my new business and food truck. They worked hard and fast to get me the best rates. Also always answered all my calls even late at night. I highly recommend them and look forward to our continued relationship!"
"We recently started a business and were overwhelmed by all of the ins and outs of this process. John made the insurance part of this "process" the EASIEST part of this endeavor and for that we are grateful!"
"John is always there to help or answer a question. He is a true professional and we value that relationship."
"My husband and I needed auto insurance for our cars urgently. John Koziol found us very complete policies at lower rates than our previous ones. All this in one day. John was extremely responsive to our insurance needs and is always available when we call him. We have been satisfied clients of John for the last 16 years."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteAn annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
Request a annuities quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteWhy choose Koziol Insurance | Retirement | Investment
States we serve
- Delaware
- Maryland
- New Jersey
- Pennsylvania
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, AmTrust Financial, Assurant, Berkshire Hathaway Homestate Companies, Berkshire Hathaway Insurance Company, CBIC, CNA, Chubb, Employers General Insurance Group Inc., Employers Security Insurance Company, Encompass, Guard Insurance Group, Markel Specialty, Merchants Bonding, MetLife Auto & Home, The Hartford, US Assure, United States Liab, Universal Property & Casualty InsuranceKoziol Insurance | Retirement | Investment Team
Koziol Insurance | Retirement | Investment Reviews
Customer Reviews
Fantastic Insurance agency!
We have been using John for multiple insurance policies for years. He takes care of our home, auto and personal policies. John has always been readily available to take our calls and assist us with any claim/ concerns. He also checks policy prices to make sure we are always getting the best deal.
John and his team went above and beyond to help me with getting everything I needed to insurance my new business and food truck. They worked hard and fast to get me the best rates. Also always answered all my calls even late at night. I highly recommend them and look forward to our continued relationship!
We recently started a business and were overwhelmed by all of the ins and outs of this process. John made the insurance part of this "process" the EASIEST part of this endeavor and for that we are grateful!
John is always there to help or answer a question. He is a true professional and we value that relationship.
My husband and I needed auto insurance for our cars urgently. John Koziol found us very complete policies at lower rates than our previous ones. All this in one day. John was extremely responsive to our insurance needs and is always available when we call him. We have been satisfied clients of John for the last 16 years.
