About us
Assurance For What Matters Most.
Community One Insurance is a family-owned and operated insurance agency that is ready to serve you and your needs. When you work with us, you can expect affordable pricing, service that's just a phone call or email away and assurance that you are NOT "just another number" in our system. We seek to make the process easy for you from start to finish. Our number one focus is our clients and providing the highest quality of service to you!
Community One Insurance President Zach Ligon truly has a passion for the insurance industry. He's a graduate of Appalachian State University with a double major in Finance & Banking and Risk Management & Insurance. Armed with over a decade of experience in the insurance industry ranging from service, sales, and various leadership roles, Zach started Community One Insurance to offer the personal service and options only an Independent Insurance Agent can offer to be able to help others protect what's most important to them.
The Community One team also sees supporting local communities as part of their mission, establishing lifelong relationships with the residents, businesses, and non-profit organizations, giving back to those in each of the communities they serve. Simply put, Community One supports the communities that support other families and businesses.
Personal Lines Insurance, Homeowners, Auto, Umbrella, Condo, Landlord, Life & Health Insurance, Life Insurance, Disability Insurance, Flood, Earthquake, Renters, Antique & Classic Cars, Motorcycle, Recreational Vehicle, ATV, Watercraft & Boat, Commercial Lines Insurance, General Liability, Business Owners, Errors & Emissions, Workers Compensation, Business Auto, Commercial Umbrella, Bonds, Cyber Liability, Employment Practices Liability (EPLI), Garage Keepers, Farm Insurance, Special Events, Collectible Cars, Specialty Product Lines, Pet, Insurance, Home Warranty
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteWhy choose Community One Insurance
States we serve
- Colorado
- Georgia
- North Carolina
- South Carolina
- Texas
- Virginia
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Banner Life, John Hancock, Johnson & Johnson Insurance, Legal & General America, Massachusetts Mutual Life Insurance Company, The HartfordCommunity One Insurance Team
Community One Insurance Reviews
Customer Reviews
I recently had the pleasure of working with Zach Ligon and Community One Insurance. Zach seamlessly guided me through the process of bundling insurance products concurrent with my purchase of a home as a first-time home buyer. Zach was super user-friendly and made complex decisions easy. Zach was patient, has clear expertise, and showed genuine dedication to finding the best options for my needs. Zach went above and beyond to answer all my questions and to ensure I was comfortable with my choices. His attention to detail and knowledge of the insurance market gave me the confidence that I was making well-informed decisions. I highly recommend Zach and the Community One Insurance team to anyone seeking insurance products. Their exceptional service is a rare find in today's market that makes them stand out.