Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Coastal Alabama Insurance and Financial Services, LLC
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Coastal Alabama Insurance and Financial Services, LLC

Independent Insurance Agent in Gulf Shores, AL

About us

Coastal Alabama Insurance and Financial Services opened it's doors in April of 2016 seeking to become the most trusted insurance agency in Orange Beach while servicing the insurance needs of Gulf Shores, Foley, and the surrounding South Baldwin Area with a dedication to service. Since the time of the first policy issuance, Coastal Alabama Insurance and Financial Services quickly became the top rated Google Insurance Agency in the area. With the ability to shop around for auto insurance, home owners insurance, condo insurance, flood insurance, commercial and small business insurance, and life insurance, Coastal Alabama Insurance is positioned to be a cornerstone of the area when it comes to insurance.

As part of the community, Coastal Alabama Insurance has a strong desire to assist not only with Orange Beach and Gulf Shores insurance, but with creating a better community. With affiliations including the Coastal Alabama Chamber and South Baldwin Chamber, Coastal Alabama Insurance is dedicated to our motto, "Community First". We are also proud to be one of the only local agencies certified in the IBHS Fortification Program, which is instrumental in not only saving homeowners thousands of dollars a year in insurance premiums, but also creating more sound structures which are resistant to damage.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Coastal Alabama Insurance and Financial Services, LLC

States we serve

  • Alabama
  • Florida
  • Louisiana
  • North Carolina
  • Oklahoma

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Condo
  • Flood
  • Home
  • Landlord
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Umbrella

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Errors & Omissions
  • General Liability
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

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Coastal Alabama Insurance and Financial Services, LLC Reviews

Average based on 38 reviews Leave a review

Customer Reviews

August 1, 2022

Very professional and friendly service! Reggie went above and beyond to help me find a policy to suit my needs, while saving me money. I very highly recommend anyone who is in need of any insurance.

August 1, 2022

Very professional and friendly service! Reggie went above and beyond to help me find a policy to suit my needs, while saving me money. I very highly recommend anyone who is in need of any insurance.

August 1, 2022

Recently moved to Gulf Shores and insured with Reggie. He followed up, asked questions and was sincerely willing to help in my transition to the area. When my wife sprained her knee I called Reggie to take him up on his offer. Reggie came to the rescue and helped me unload my trailer into my new home. This man gets my recommendation on many counts.

August 1, 2022

My husband and I own a vacation rental and property management company, and when our clients who have recently purchased new investment properties ask us which insurance company to use, we always recommend Coastal Alabama Insurance Company. We also use him to insure our business and personal assets. Reggie explains insurance in layman's terms and is always there when we have a question. You will not be disappointed! Support local business!

August 1, 2022

I'm so glad we found Reggie, after paying too much for sub-par insurance for years he was able to save us money on EVERYTHING from our business to our personal vehicles (and give us much better coverage). He is very knowledgeable and thorough, it's great to know that we are taken care of. I highly recommend giving him a call and letting him compare coverage's for you.

August 1, 2022

Reggie goes the extra mile to provide his clients with the best possible rates on all of our insurance needs. He is dedicated and genuinely cares and returns every call made to him.

August 1, 2022

Reggie is extremely efficient and professional. I called him and had my monthly auto insurance premiums lowered that day!! To top it off, it was a holiday weekend. Thanks Reg!

August 1, 2022

I contacted Reggie looking for a quote for my business and he not only was extremely professional but he had a great personality and was almost like dealing with a great friend. He brought me several quotes and then worked even harder to supply me with the best possible solution to handle my insurance needs- 1. The coverage I needed 2. The best price I am so excited to have a local company that will provide my company with excellent service!!! Thank you so much!!!

August 1, 2022

Reggie will go threw hoops to get you the best qoute you can't pass up!! He is an outstanding guy that genuinely cares about his customers. I strongly recommend Reggie as my insurance agent!!!

August 1, 2022

Coastal Alabama Insurance has exceptional customer service! Reggie was able to save our company a substantial amount of money by switching insurance policies. We not only saved money on one insurance policy, but we also added a policy for an additional state and both were less than we were paying with our prior insurance company. He is very responsive and knowledgeable! I highly recommend Coastal Alabama Insurance to anyone that is looking for great customer service and wanting to save money!!


Coastal Alabama Insurance and Financial Services, LLC

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