Agency website
About us
Protecting what's important starts here
Here at Black & Ramer Insurance, we are devoted to protecting the most important assets of our clients. We promise to provide the proper coverage at a competitive price and back it up with friendly, personal, and professional service.
Since 2005, the two family-owned agencies combined to better serve the needs of our local Northeastern Indiana communities. With in-depth background experience and a dedication to service, our agency is proud to offer insurance solutions that fit your specific needs, while guiding you through the insurance process.
We've been setting the highest standards of excellence in the insurance industry, with the goal of serving our community for generations to come by being secure in our products, confident in our staff, and innovative in our delivery.
What our clients are saying
"Great people, very friendly and always helpful"
"We have been with this company for many years! Never had any problems! Staff is always friendly and very efficient! Claims always handled very fast! Very reasonable rates! I always recommend this company!"
"Out standing service for our business and personal insurance needs. Keep it up! "
"Great local people who make a difference! Shop local"
"I trust Black & Ramer and their staff with both business insurance policies as well as all of my personal insurance needs. In insurance, having a proactive agency instead of a reactive agency means the world! Thanks for always taking care of us!"
"Thank you Black and Ramer for providing lunches to the teachers at Oak Farm Montessori to show your appreciation for what we do!"
"Black & Ramer have very nice people to work with, at either office."
"I got an insurance quote from Black and Ramer because I knew they were so involved in the community. I have had Erie through them for a couple years now, and am still glad I made the switch.They are so helpful and responsive when I have questions, and they make it easy to make policy changes or to file a claim."
"Lana Harris does a great job finding excellent but affordable coverage."
"They are the best. Get people to work with. Have our personal and business with them."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Black & Ramer Insurance, LLC
States we serve
- Indiana
- Michigan
- Ohio
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Auto-Owners Insurance Company, Erie Insurance Company, Hagerty, Hastings Mutual, Indiana Farmers Mutual, United HealthcareBlack & Ramer Insurance, LLC Team
- CIC
Black & Ramer Insurance, LLC Reviews
Customer Reviews
Great people, very friendly and always helpful
We have been with this company for many years! Never had any problems! Staff is always friendly and very efficient! Claims always handled very fast! Very reasonable rates! I always recommend this company!
Out standing service for our business and personal insurance needs. Keep it up!
Great local people who make a difference! Shop local
I trust Black & Ramer and their staff with both business insurance policies as well as all of my personal insurance needs. In insurance, having a proactive agency instead of a reactive agency means the world! Thanks for always taking care of us!
Thank you Black and Ramer for providing lunches to the teachers at Oak Farm Montessori to show your appreciation for what we do!
Black & Ramer have very nice people to work with, at either office.
I got an insurance quote from Black and Ramer because I knew they were so involved in the community. I have had Erie through them for a couple years now, and am still glad I made the switch.They are so helpful and responsive when I have questions, and they make it easy to make policy changes or to file a claim.
Lana Harris does a great job finding excellent but affordable coverage.
They are the best. Get people to work with. Have our personal and business with them.
