Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Harwood & Son Ins
  • Business
  • Home
  • Auto
  • Life

Independent Insurance Agent in Farmville, VA

Harwood & Son Ins

About us

Risk Assessment and Insurance Management Since 1866

Harwood is a trusted name in Independent insurance. We want to be your outsourced Risk Management Department. We don't sell insurance policies, we provide full service risk assessment and treatment options, using insurance as a last resort.

It could be something as simple and changing a few words in your lease/rental agreement and you've eliminated the risk without buying more insurance. Give us a call and let us show you how we can help your business run more efficiently, more safely, and with more profitability - without having to increase your insurance budget.

Our family has been providing risk assessment and insurance management since 1866

Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Why choose Harwood & Son Ins

States we serve

  • Kentucky
  • North Carolina
  • Pennsylvania
  • Tennessee
  • Virginia
  • West Virginia

Our insurance coverages

Personal insurance coverage
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Flood
  • Home
  • Other
  • Personal Watercraft
  • Renters
  • Special Event
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:
Penn National Insurance, Rockingham Casualty Company

Harwood & Son Ins Team

John Hardy - Commercial Lines Manager
John Hardy
Commercial Lines Manager
(434) 392-4505
Designations
  • CISR
Whitney Jones - Personal Lines Manager
Whitney Jones
Personal Lines Manager
(434) 392-5405
Scott Harwood Jr. - President
Scott Harwood Jr.
President
(434) 392-5405
Designations
  • CIC

Harwood & Son Ins Reviews

Average based on 8 reviews Leave a review
Customer Reviews
March 30, 2021

Very helpful. We all like Mr.Harwood and Cindy.

March 30, 2021

While Harwood and Son insured us through some of the biggest underwriters in the country, they also provided a personal level of service only found in a smaller, local business

March 30, 2021

Scott Harwood Jr is like family to us. He puts our interests first and makes sure we have the best coverage available. The Harwood agency is the most honest, hardworking and competent insurance agencies we've ever worked with

March 30, 2021

If you want to be treated like valued family, visit Harwood and Son. You won't be disappointed. John is the best!

March 2, 2021

John Hardy was very personable and responded quickly to all my questions.

March 1, 2021

John Hardy helped us with liability insurance for some property we own. He explained how liability works on property, was looking at Google Earth while we were all on the phone and mentioned several things that may affect the policy but stated he would get back with us with more definite information. He did get back with us with the quote and all the explanations. John said what he was going to do and did what he said he was going to do. That is all I ask of anyone. Thank you John.

March 19, 2020

Scott Harwood Jr is like family to us. He puts our interests first and makes sure we have the best coverage available. The Harwood agency is the most honest, hardworking and competent insurance agencies we've ever worked with.

March 19, 2020

"While Harwood and Son insured us through some of the biggest underwriters in the country, they also provided a personal level of service only found in a smaller, local business

RECOMMENDED INSURANCE COMPANY PARTNERS

Harwood & Son Ins

Risk Assessment and Insurance Management Since 1866

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