Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
Ensurise, LLC dba: American Heritage Insurance Agency, Inc.; Reese, Yeatman Insurance/ Howard Eales
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Ensurise, LLC dba: American Heritage Insurance Agency, Inc.; Reese, Yeatman Insurance/ Howard Eales

Independent Insurance Agent in Eldersburg, MD

About us

We work for you. We do not work for any one insurance company.

American Heritage Insurance Agency, Inc. is a full service Independent Agency located in Sykesville, Maryland. We work in both commercial and personal lines insurance. Our proximity to the Baltimore and Washington D.C. corridor, lends itself to work with a wide variety of businesses.

We provide commercial insurance, personal insurance, property insurance, liability insurance, life insurance, disability insurance including group life and group disability insurance. IT, information technology and cyber liability insurance, business insurance, manufacturing insurance, plumbing insurance, contractors insurance, and professional services insurance. We do drone/UAS insurance, security firm insurance, towing and fleet insurance coverage's including umbrella coverages. We invest heavily in technology and the education of our staff which benefits prospects and clients looking for Commercial or Personal Insurance programs to protect their assets and have liability protection 24/7. Please call or email our office for a free review of your current insurance or a discussion of appropriate coverages for your individual situation. We will choose among competitive products from one of our many National or Regional Insurance carriers.

Our goal is to be your "Trusted Choice" when it comes to all of your insurance needs! Please

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Ensurise, LLC dba: American Heritage Insurance Agency, Inc.; Reese, Yeatman Insurance/ Howard Eales

States we serve

  • California
  • Colorado
  • Connecticut
  • DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Kansas
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

All Risks, American Collectors Insurance, Apogee Insurance Group, Applied Underwriters, Brethren Mutual Insurance Company, Burns & Wilcox, CNA, CNA Surety, Charter Oak Fire Ins, Chesapeake Employers' Insurance, Chubb, Donegal Mutual Insurance Company, Encompass, Great American Insurance Company, IWIF, Montgomery Mutual Insurance Company, Peninsula Insurance Companies, Philadelphia Insurance Companies, RPS, Ryan Turner Specialty, The Hartford, Vindati

Ensurise, LLC dba: American Heritage Insurance Agency, Inc.; Reese, Yeatman Insurance/ Howard Eales Team

Heather Zoller
Heather Zoller

Ensurise, LLC dba: American Heritage Insurance Agency, Inc.; Reese, Yeatman Insurance/ Howard Eales Reviews

Average based on 5 reviews Leave a review

Customer Reviews

June 3, 2021

I was able to cut my personal auto insurance and renters insurance in half by going with American Heritage Insurance Agency in Sykesville, MD. The best part is if my rates go up, as an independent agent they can shop my coverage to other carriers.

June 3, 2021

Over and above the time, effort and saved dollars that you put into earning our business - your careful attention to detail in getting our coverage right is what mattered the most. Thank you for educating me about the differences in coverage and for reallocating our insurance dollars to minimize our exposure while maximizing our policies.

June 3, 2021

We are extremely Thankful for the professionalism and cooperation that American Heritage Insurance Agency, Inc. gave us in obtaining insurance for our Drone Operations with our FAA Part 333 exemption. They not only worked with us in getting our Drone Insurance but also incorporating it into a comprehensive insurance policy for our entire business. Jeffrey Morsberger is a true professional and we hope to build in a professional relationship with him in our future business ventures, he's very diligent and was extremely patient with us in some very stressful deadlines our company faced in closing our policies. American Heritage Insurance Agency, Inc. THANK YOU for your support and professionalism with small companies like ours,

March 27, 2019

In spite of a complex insurance requirement covering property in several states and a complex need for business liability insurance, the American Heritage Staff handled every detail with effectiveness and efficiency. You can trust them to handle any insurance requirement.

July 25, 2018

American Heritage Insurance Agency in Sykesville, MD was able to get me great insurance! I got the same limits on my personal auto, homeowners, and personal umbrella at half the cost!


Ensurise, LLC dba: American Heritage Insurance Agency, Inc.; Reese, Yeatman Insurance/ Howard Eales

We work for you. We do not work for any one insurance company.

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