About us
Service Beyond the Sale
SBS Insurance specializes in personal, commercial, farm, crop and life insurance. Find out how much you can save by having us quote your autos, home, umbrella, boat, motorcycle, ATV & camper. The commercial lines carries property, general liability, workers comp, and business owners. Our Farm lines specializes in grain handling, trucking, harvesting, seed handling businesses and livestock options.
SBS Insurance Agency was formed in 2003 by the merger of two successful agencies. Runnebaum Inc., with locations in Seneca and Sabetha, joined with Fankhauser and Sheik Insurance Agency of Bern.
SBS Insurance Agency purchased DMS Insurance Agency of Hiawatha, Mueting Crop Insurance Agency of Axtell , Insurance Services of Onaga, Insurance Services of Seneca (with an additional location in Centralia), Heiman Insurance of Seneca, and Engles Agency of Auburn Nebraska, forming a strong presence in Northeast Kansas and Southeast Nebraska.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose SBS Insurance Agency
States we serve
- Kansas
- Missouri
- Nebraska
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Amerisafe Insurance Company, Auto Owners Insurance, Berkshire Hathaway Insurance Company, Burns & Wilcox, Chubb, Farmers Alliance, Hagerty, Marysville Mutual Insurance Company, North Star Mutual, Philadelphia Insurance Companies, United Fire (UFG), W. R. Berkley Insurance GroupSBS Insurance Agency Team
SBS Insurance Agency Reviews
Customer Reviews
The ladies in the Hiawatha office were so helpful during my claim. It was so nice to know that my insurance agents actually cared about me and my situation.
Carrie took the time to answer all my questions. She demonstrated genuine care and timeliness. I would highly recommend working with her!
We had a bad experience with a previous insurance agency, we switched to SBS in Auburn. Not only did Rick help us out with our previous insurance, he helped us set up new policies. We've had great customer service and we plan on being long time customers!
#1 best insurance around. They help you out in any way they can. Carrie is very friendly, they treat you like family...drop all your insurance companies and go see SBS!
My wife, 3 kids, and I transitioned to Sabetha from Springfield, MO in the year of 2020. We had the pleasure of working with Kellen and Carrie to get us lined up with our mortgage and auto insurance needs. It was smooth, easy, affordable, and we experienced outstanding service. And their free candy bowl is top notch. Highly recommend SBS.