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O'Connor Insurance Associates, Inc.
  • Business
  • Home
  • Auto
  • Life
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O'Connor Insurance Associates, Inc.

Independent Insurance Agent in Charlotte, NC

About us

Insuring Your Peace of Mind

‚ÄčAt O'Connor Insurance Associates, our mission is simple: we help you live your life with peace of mind, so you can keep shaping your life's narrative.

Imagine your life as a grand story, filled with dreams, ambitions, and treasured moments. Every step you take, and every milestone you achieve, reflects your unyielding dedication and hard work.

Yet, amid the brightness of your journey, there's the ever-present shadow of an unpredictable character we all know too well: Uncertainty. This villain loves to introduce plot twists, challenges, and unexpected turns into our lives. But here's the secret - with the right protection, uncertainty can transform from a formidable foe into a catalyst for growth and resilience.

We're here as your trusted allies, committed to ensuring that each twist and turn in your life's journey is shielded. Whether you're nurturing a family, launching a business, pursuing your passions, or aspiring to reach the stars, we stand firmly by your side. Our mission is to empower you with a genuine understanding of the coverage you require and the most effective path to attain it.

If it's been a while since you've assessed your auto, home, umbrella, boat, general liability, workers' compensation, or cyber insurance policies, we invite you to reach out to us at 704-510-8884. Your story deserves the peace of mind that only the right insurance can provide.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

Request a annuities quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Why choose O'Connor Insurance Associates, Inc.

States we serve

  • Delaware
  • Florida
  • Georgia
  • Nevada
  • North Carolina
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life

Industries we serve

  • Accommodation and Food Services
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Accident Fund, Burns & Wilcox, Erie Insurance Company, National General Insurance (GMAC), RPS, The Hartford

O'Connor Insurance Associates, Inc. Team

Terry O'Connor - President
Terry O'Connor
(704) 510-8884 LinkedIn Profile
  • CIC
Michelle O'Connor - President
Michelle O'Connor
(700) 451-0888 LinkedIn Profile
Steve  Wescoe - Personal Lines Manager
Steve Wescoe
Personal Lines Manager
(704) 510-8884
Kimberly Fox - Commercial Lines Account Executive
Kimberly Fox
Commercial Lines Account Executive
(704) 510-8884
Jessica Neilsen - Commercial Lines Account Executive
Jessica Neilsen
Commercial Lines Account Executive
(704) 510-8884

O'Connor Insurance Associates, Inc. Reviews

Average based on 13 reviews Leave a review

Customer Reviews

September 22, 2023

They are the best and most fair insurance company we have ever known. Always there for you, always ready to answer questions. Just an excellent company.

September 22, 2023

Have been working with OIA for several years for our business insurance needs. The OIA team has satisfactorily completed all our business insurance needs.

September 22, 2023

OConnor Insurance Associates are always friendly, knowledgeable, and responsive. It is reassuring to never have to worry about my families piece of mind.

September 22, 2023

The entire office jumped to help me! I was in a disaster and I was emotionally exhausted from my old insurance agency. This entire team, especially Kim and Terry, they calmed me, listened to me be angry and frustrated, they helped me with ideas and thoughts about my business. I'm so blessed to have found a great agency that really provided me great service and resources. Thank you team for looking out for us. Looking forward to tackling my personal insurance needs now.

September 22, 2023

I have been with O'Connor Insurance for years and Steve Wescoe has been fantastic throughout those years!! He feels more like a family friend than an agent and always takes time with me and is so helpful with all my needs. They are an agency that cares about it's customers, at least I have always felt so because of Steve. Highly recommend them for insurance needs.

October 24, 2022

I have been using the O'Connor's and O'Connor Insurance for 10 years now. This agency has helped me with multiple insurance coverages over time. They provide superior customer service and I have recommended them to many of my contacts. 5

October 24, 2022

My company has worked with O'Connor Insurance Associates for many years, and we have never been more pleased with their partnership and service. They are an elite team. You can safely assume your unique needs will be addressed thoughtfully and your best interests will always be served.

October 24, 2022

OConnor Insurance Associates is the best! Business, personal - they have you covered. We have been with OConnor Insurance Associates for nearly 20 years!

October 24, 2022

Terry and his Team at OConnor Associates are excellent to work with. Overall a great experience! Terry customized our insurance plans to fit our needs for our businesses and was very knowledgeable and informative about all the options. They are easy to communicate with when I have questions.

May 17, 2019

O'Connor Insurance is independent. They don't feel obligated to offer simply the options that are presented to them by one company or another, and they have a wider breadth of options to solve your issues.


O'Connor Insurance Associates, Inc.

Insuring Your Peace of Mind

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