Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
  • Business
  • Home
  • Auto
  • Life


Independent Insurance Agent in Houston, TX

About us

Trusted Advice, Peace Of Mind.

At iscential, we're in the business to change how you view insurance and risk management. Unlike most insurance agencies, we believe our customer should be fully informed about their exposures and current coverage. What you have, what you need, and most importantly why. We take the time to understand your needs and review your options with you. Our mission is to find a solution that works, and to focus on providing a consistent and extraordinary customer service experience.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Iscential

States we serve

  • Arizona
  • California
  • Colorado
  • Florida
  • Illinois
  • Louisiana
  • Michigan
  • New Jersey
  • New Mexico
  • North Carolina
  • South Carolina
  • Texas
  • Utah
  • Virginia

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Aetna, Bristol West Insurance Company, Burns & Wilcox, CNA, Chubb, Columbia Lloyds Insurance Company, Cypress Insurance Group, Firemans Fund Ins, General Casualty Insurance Companies, Great American Insurance Company, Gulfstream Property and Casualty, Hagerty, Hartford Steam Boiler, Infinity Insurance Company, Lexington Insurance Co, MetLife Auto & Home, Oxford Life Insurance Company, PURE, Philadelphia Insurance Companies, Scottsdale Insurance Company, The Hartford, Tuscano Agency, UPC Insurance, US Assure, United States Liab, Universal North American, Utica National Insurance, Vindati

Iscential Team

Warren Barhorst - Chief Executive Officer
Warren Barhorst
Chief Executive Officer
  • FSCP
Lisa Barhorst - Chief Operating Officer
Lisa Barhorst
Chief Operating Officer
Ray Highsmith
Ray Highsmith
Devin Wisener
Devin Wisener

Iscential Reviews

Average based on 5 reviews Leave a review

Customer Reviews

December 6, 2020

I will absolutely recommend you to my neighbors and friends. For the last few years, Barhorst (and now Iscential) has been my insurance provider and I am grateful for their support. Claudia Branch has always been there when I needed her advice when purchasing a car or a policy advice.

December 6, 2020

Great team! They are very hard workers and they are very knowledgeable.

December 6, 2020

Finally, an agency that actually cares enough to tell you what you need and why (and who worked with my family to find a plan that fit our needs and budget)! Agents that are obviously passionate about educating their customers, not just making the sale. Building relationships-that's what I feel like they're doing. I now truly have an advocate on my side.

December 6, 2020

At Iscential, we are encouraged to work on our strengths while continuously stretching our boundaries. The words "I can't" will usually be met with encouragement and then the question, "Why not?"

December 6, 2020

The staff is quite efficient and know what they're doing. It takes one call, I get a fast response and immediate follow-up, if necessary, to get the job done. I'm very pleased and impressed with the entire organization.



Trusted Advice, Peace Of Mind.

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