The Insurance Agency of Choice
C. T. Lowndes & Company is South Carolina's oldest independent insurance agency, serving the Lowcountry of S.C. since 1850.
The office in Summerville is located in downtown Summerville. The insurance office serves the booming area around Summerville including Cane Bay, Nexton, Summers Corner, Pine Forest and The Ponds.
We provide competitive quotes on car insurance, home insurance, flood insurance, motorcycle insurance, boat insurance, renters insurance, commercial property insurance, cyber liability insurance, general liability insurance, restaurant insurance, trucking insurance, special events insurance, and much more!
We provide personalize service in a digital world. C.T. Lowndes & Company is the Insurance Agency of Choice.
Give us a call and see what we can do for you.
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What People Are Saying
I have been with C.T. Lowndes for nearly 10 years. Lauren Shangraw has been my agent since the beginning. She has always looked out for my best interest and keeps me up to date with all my insurance needs. She provides a service that i s a rarity these days. C.T. Lowndes is extremely lucky to have someone like her handling customers the way she does. Thank you Lauren for all you have done for me over the years. You're the best. Sean Chapman
Lauren Shangraw is great, she made shopping for new auto and home insurance a breeze because she did ALL the work.
Once again, this is why I do business with you!!! Thank you for doing what you do.
I had my very first experience with C.T. Lowndes & Co. I spoke with Lauren Shangraw, she was very courteous, professional and very helpful, thank you C. T. lowndes & Co.
Thank you for keeping us posted. I appreciate your time and assistance.
I have been very happy with c t Lowndes s'ville. they have took care of us for years.
C. T. Lowndes was recommended to us by our buyers agent and a friend this year when we purchased our home in Summerville, SC. IT's so convenient working with a local company that provides such great service. Anne is both efficient and professional. She helped us find the lowest rates out there for the policy we wanted. We will definitely be doing business with C. T. Lowndes for many years to come!
Lauren has always taken care of my businsess insurance as well as our personal insurance. She really goes out of her way to shop around and make certain that we have the best premium for the appropriate coverage.
When our house flooded, Kimberly Cooper responded right away with the information we needed and was the epitomy of professionalism.
I have been with CT Lowndes for many years and have enjoyed the wonderful service they have given me. Everyone I have encountered in person, by phone or email have made me feel right at home. Whenever any asks me for a good insurance company I always say CT Lowndes is the best! I want to especially thank Kimberly Cooper in the Summerton office for everything she has done for me. I wouldn't think of going to another company.
I very much appreciate all that you did to help us and the great service you provided. Your service and knowledge is the best and you helped me greatly. You are a terrific insurance agent.
Having worked in insurance I realize how exciting, challenging, and rewarding it can be to help a client. C. T. Lowndes is an excellent company with customer service at it's forefront. Lauren Shangraw is the second service representative we have had and they don't come any better. When our auto premium skyrocketed she found another company with a much lower premium. Knowing the insurance jargon she knows when our renewals come about I will have several additional questions. She always gets back to me in a timely manner and with appropriate responses; she never attempts to give an answer without fully investigating it for which I give her high marks. She is definitely a pleasure to work with and takes pride in her service
I cannot thank Anne Blocker enough for her assistance in finding the coverages we needed for both our homeowners and auto policies. We threw her some curves along the way, and she promptly found great solutions. Not only did she make it easy for us but she increased our coverage and saved us significant money from what we had been paying. She is a true professional and such a joy to work with.
Kimberly Cooper, Just wanted to Thank You for all your hard work and years of satisfaction of dealing with an Insurance Co., You always make it a pleasant experience. I have been with C.T. Lowndes & Company for over 13 years and you have always been there to help in any way you could...You are such a Lovely Person. Hope to have many more years here in Charleston area with You and C.T.Lowndes & Company
- Builders Risk/Home Construction
- Collectible Auto
- Mobile Home
- Personal Watercraft
- Special Event
- Vacant Land
- Valuable Items
- Builders Risk
- Business Owners / Package
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors and Omissions
- General Liability
- Inland Marine
- Professional Liability
- Workers Compensation
Companies We Work With
- ACE America Insurance Co
- Accident Fund
- AmTrust North America
- AmWINS Group
- American Strategic Insurance
- Auto-Owners Insurance Company
- Bankers Insurance Group - FL
- Burns & Wilcox
- Capitol Preferred Insurance Company
- Centauri Insurance
- Dairyland Insurance Co
- Foremost Insurance
- Frontline Insurance
- Grange Insurance
- Hanover Insurance Group
- Harleysville Insurance Co
- Haulers Insurance Company
- Homeowners Insurance Co
- Homeowners of America
- Interboro Insurance Company
- Johnson & Johnson Insurance
- Liberty Mutual
- Lighthouse Property Insurance
- Montgomery Mutual Ins
- Occidental Fire and Casualty Company of NC
- Oxford Life Insurance Company
- PersonalUmbrella.com Insurance
- Privilege Underwriters (PURE)
- Progressive Insurance
- RLI Corp
- Risk Placement Services (RPS)
- Safeco Insurance
- Scottsdale Insurance Co
- St. Johns Insurance Company
- State Auto
- Stillwater Insurance Group
- The Hartford
- The Main Street America Group
- Tower Hill Preferred
- Universal North American
- Zurich America Insurance Co
C T Lowndes & Company Team
Customer Service Representative
C T Lowndes & Company Reviews
Just worked with Jenny Bush to convert our car, house and umbrella policies to new carriers. Jenny is personable, efficient and extremely knowledgeable about all types of insurance. With her help my wife and I were able to improve our coverage, lower deductibles and reduce our overall cost, all with high-end insurance companies. We're pleased to give Jenny and Lowndes our highest recommendation.
Jenny Bush was very efficient and helpful! I did some online research to find someone to help us with all our insurance needs and she got very "well-earned" high marks from her clients. I understand how she earns five stars. Thank you, Jenny!
10/10 Jenny Bush was amazing!