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Williams Insurance Agency, LLC
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Williams Insurance Agency, LLC

Independent Insurance Agent in Niceville, FL

About us

Meeting Needs Since 1994

Meeting Insurance needs since 1994.

Williams Insurance Agency is a family owned independent agency, proudly serving individuals and businesses throughout the Northwest Florida Panhandle. We represent several leading insurance companies rather than a single provider.

Our team of insurance agents are responsive and committed to great customer service. We provide a range of personal insurance policies including: auto insurance, homeowners insurance, flood insurance, boat insurance, RV insurance, motorcycle insurance, umbrella policies, life insurance, and more. In addition, our agency can provide commercial programs, such as commercial liability, commercial auto, business owner's package, professional liability, workers compensation, and more.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Williams Insurance Agency, LLC

States we serve

  • Florida

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Beazley Insurance Company, Bristol West Insurance Company, CIG Capitol Insurance Group, Dairyland Insurance Company, FedNat, First Protective Insurance Company, Florida Family Insurance, Frontline Insurance, Heritage Insurance Company, Hiscox Ins Co Inc., Johnson & Johnson Insurance, Lexington Insurance Co, Markel Specialty, Mercury Insurance Group, National General Insurance (GMAC), Olympus Insurance Company, Oxford Life Insurance Company, Peninsula Insurance Companies, QBE Insurance Corporation, Scottsdale Insurance Company, Star Casualty Insurance Company, US Assure, United States Liab, Universal Property & Casualty Insurance, Vindati

Williams Insurance Agency, LLC Team

Lee Williams - Agent
Lee Williams

Williams Insurance Agency, LLC Reviews

Average based on 11 reviews Leave a review

Customer Reviews

March 25, 2024

I met Lee Lee Williams and the staff over 15 years ago. I quickly learned the value of dealing with an independent agent. Until then, I was a "Big Box" insurance shopper. Based on cost and service, I moved my business and personal insurance to them. What a difference! Give these guys a call. You can thank me later!

June 25, 2023

Great agency.

June 2, 2022

Very professional and have a long satisfied history with Lee and his staff

August 30, 2021

Lee and his staff are always professional and working for you. Knowledgeable and trustworthy.

July 8, 2021

Always prompt and Courteous

March 11, 2021

I have experienced since years that Williams Insurance Agency is Effeciant,professional and trustworthy.

January 15, 2021


April 7, 2020

Good fast service

February 13, 2020

have been using this company for a few years now and they always help me when I need it and im grateful so I can concentrate on my business

November 27, 2022

It was ok.their was some miss communications.


Williams Insurance Agency, LLC

Meeting Needs Since 1994

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