Expert agency specializing in writing niches insurance with higher degree of expertise than other agencies in the area. Healthcare and Skilled Nursing Facility Specialists
Worthy Insurance
  • Business
  • Home
  • Auto
  • Life

Worthy Insurance

Independent Insurance Agent in Skokie, IL

About us

Honesty is the best policy. Who's writing yours?

Established in 2005, Worthy Insurance was founded on the need to do business differently, hoping it could be done right when approached with integrity. Having personal insight on insurance for healthcare and manufacturing helped us know what a business would want from an Insurance Broker. Having gone through negative experiences in the past, the founders felt it was time to put honesty, transparency, and reliability back into the insurance industry. Through their businesses and those of family and friends, they saw the need for a different type of agency.

Based on these beliefs, Worthy began looking for creative solutions individualized to each business's unique needs. It has always been essential for us to find the right coverage at the right price for our clients. If we cannot offer a specific coverage, we are transparent with our clients and refer them to a firm that would be better suited to service them. Our tagline is "Honesty is the best policy... who's writing yours?" and that's not just a catchy play on words; it is a deep-seated belief that if we are honest and try to do the right thing for our clients that we cannot and will not fail. We take pride in being true advocates for our clients and strive to educate and learn from them with every interaction. Through knowledge and collaboration, we find the most creative, effective coverage solutions.

Commercial Lines insurance professionals

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Our independent insurance agents can help you find the right coverage for your daycare at the right price.

Request a daycare insurance quote

Why choose Worthy Insurance

States we serve

  • Alabama
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • New Jersey
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island
  • Texas
  • Vermont
  • West Virginia
  • Wisconsin

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Accident Fund, Accident Fund/Comp West, AmTrust Financial, AmWINS Group, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, CNA, CNA Surety, Chubb, Crum & Forster Insurance, Diamond Insurance Company, Encompass, Hagerty, Ironshore Specialty, Lloyd's, National General Insurance (GMAC), Orchid Insurance Company, PURE, Pan American Insurance, RPS, RT Specialty / LoVullo, The Hartford, United States Liab, Zenith Insurance Company

Worthy Insurance Team

Ryan Spalding - Chief Executive Officer
Ryan Spalding
Chief Executive Officer
LinkedIn Profile
  • AINS
  • CPCU
  • RPLU
Jordan Spalding - Producer/VP
Jordan Spalding
(773) 596-7019 LinkedIn Profile
Sara Johnson - Commercial Lines Account Executive
Sara Johnson
Commercial Lines Account Executive
(773) 945-9101 LinkedIn Profile

Worthy Insurance Reviews

Average based on 4 reviews Leave a review

Customer Reviews

April 9, 2022

Very prompt and friendly.

September 29, 2021

Pleasure doing business with them. They were quick and professional.

September 7, 2021

The Staff at Worthy has always been kind and helpful whenever I've needed anything. They are quick to respond and are genuinely nice folks. I highly recommend for any of your insurance needs.

August 2, 2021

Great team So easy to deal with Kyle helped and walked me thru every step of the way Plus making sure we got the best of the best rates Thank you Kyle and the team!


Worthy Insurance

Honesty is the best policy. Who's writing yours?

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