Prime Insurance Agency
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Prime Insurance Agency

Independent Insurance Agent in Kansas City, MO

About us

Local, Independent, Trustworthy

Prime Insurance is an independent insurance agency with more than 65 years combined experience. We are able to help you find the best affordable coverage by offering you a choice of many of the top insurers in the industry, like Travelers, Nationwide, Encompass (All State), MetLife, Safeco (Liberty Mutual), Progressive and many more. Our staff is honest, friendly, and provides a high level of service. We offer 9 different insurers that can package home insurance with the auto insurance as well as additional stand alone auto insurers. We offer several competitive business insurers like Travelers, Nationwide, Hartford, and West Bend. Additionally, we offer a wide variety of life insurers that help us find a very competitive rate and coverage. We utilize a lot of top technology like e-signature to make buying and switching insurance easier and more convenient. Reach out to us today - learn how we can be of help to you!

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Why choose Prime Insurance Agency

States we serve

  • Kansas
  • Missouri

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Recommended insurance company partners

Other companies we work with:

American Modern, Chubb, Dairyland Insurance Company, Encompass, Hagerty, Hippo Insurance, Kemper Independence, MetLife Auto & Home, Missouri Employer Mutual, RPS, The Hartford, Vindati

Prime Insurance Agency Team

Deanna Zerr
Deanna Zerr
Ryan Gerstner
Ryan Gerstner
  • CIC
Kim Hickman-Lightner
Kim Hickman-Lightner

Prime Insurance Agency Reviews

Average based on 4 reviews Leave a review

Customer Reviews

June 30, 2021

Incredible team and gave me the best pricing! Everything was easy. Kate is extremely helpful, knowledgeable and always available. I'd highly recommend Prime Insurance Agency!

June 30, 2021

I initially reached out to Prime Insurance as they are an ELP with Dave Ramsey. Since then, they have helped us several times on finding the best insurance rates and updating information as needed. They are amazing! Very helpful and patient with answering any questions that we have. They do all the work and we save money.

June 30, 2021

We are SO GLAD we found Prime Insurance a few years ago! They get us great rates, and absolutely SHINE in their service!

June 30, 2021

Ryan and his team are the best in the business. Knowledgeable, attentive, helpful. Everything you can ask for in an insurance agency. I would highly recommend them to anyone and everyone.


Prime Insurance Agency

Local, Independent, Trustworthy