Agency website
About us
Agents you can trust & insurance you can afford
We believe in relationship building. You should be able to rely on someone that is the custodian of your insurance portfolio. You should trust them. You should confide in them and work with them to solve issues and address your questions or concerns. You don't want surprises. You don't want the claims adjuster to tell you that you're not covered; that your deductible is higher than you thought. We believe you sometimes need an advocate. You should have someone to advocate for you in the insurance world. The world of insurance is not black and white as you think. You need someone to guide you and to advocate for the best policy, the best coverage and the best price. Someone who will guide you through the claims process. We have been an insurance professional now for 31 years - hard to believe, but it is a testament of how time flies when you are having fun! As a Certified Insurance Counselor, we are versed in the trade of insurance. We will tell you how it is and not make broken promises. We would like the opportunity to build our relationship and be your insurance advocate. Should you desire to seek my services and professional opinion, we want you to know that we work for you, your family and protecting the assets that you hold dearly and have worked very hard for throughout your life. Insurance can be very complicated. Let me uncomplicated your life. All the best, Alan J. Czaplicki, CIC, AIS
What our clients are saying
"Great as always "
"na"
"I have been a personal acquaintance and professional client of Lou's in excess of ten years. Lou is a dedicated insurance professional who is always looking to maximize value for his clients. Given his relaxed style and great sense of humor, it's easy to see why he maintains such an excellent rapport with clients, staff, and other professional liaisons. In addition, his integrity is beyond reproach. Lou Ricci would be an asset to anyone seeking personal risk management representation and I recommend him highly. "
"Lou makes it easy to feel confident and 100% comfortable with "
"You guys are the best!"
"Several years ago I switched insurance companies after twenty years. I met an insurance agent, Alan Czaplicki, who took customer service to a whole new level. After Mr. Czaplicki left that insurance company, I quickly learned that I had once again become just an "
"Lou worked hard to find the right insurance for the needs of my family. His knowledge and expertise is second to none and his commitment to his customers is outstanding."
"Damn you are good. I told Lou that it could wait a day or two. Many thanks."
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Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose EmpireOne Insurance Consultants, Inc
States we serve
- Florida
- New York
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuties coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
Allianz Global Risks, American Modern, Charter Oak Fire Ins, Chubb, Encompass, Hagerty, Markel Specialty, MetLife Auto & Home, Middle Oak, National General Insurance (GMAC), Pacific Indemnity Company, Philadelphia Insurance Companies, The Hartford, Vindati, Wright FloodEmpireOne Insurance Consultants, Inc Team
EmpireOne Insurance Consultants, Inc Reviews
Customer Reviews
Great as always
na
I have been a personal acquaintance and professional client of Lou's in excess of ten years. Lou is a dedicated insurance professional who is always looking to maximize value for his clients. Given his relaxed style and great sense of humor, it's easy to see why he maintains such an excellent rapport with clients, staff, and other professional liaisons. In addition, his integrity is beyond reproach. Lou Ricci would be an asset to anyone seeking personal risk management representation and I recommend him highly.
Lou makes it easy to feel confident and 100% comfortable with
You guys are the best!
Several years ago I switched insurance companies after twenty years. I met an insurance agent, Alan Czaplicki, who took customer service to a whole new level. After Mr. Czaplicki left that insurance company, I quickly learned that I had once again become just an
Lou worked hard to find the right insurance for the needs of my family. His knowledge and expertise is second to none and his commitment to his customers is outstanding.
Damn you are good. I told Lou that it could wait a day or two. Many thanks.
