Independent Insurance Agent in Piney Flats, TN

CrossStone Insurance & Wealth Management

Recommended Agency
  • Car
  • Life
  • Home
  • Business
Founded in 2009

About Us

Serving our customers with the heart of a teacher

We understand the importance of price when it comes to insurance but we also understand the importance of having the proper coverages in place. When a loss occurs, how much you saved or whether you received a quote in 15 minutes will be a distant memory.

At CrossStone Insurance, we want to help protect the things that matter to you. We strive to meet your insurance needs while exceeding your service expectations.

As an independent insurance agency, we strive to meet all of your personal and business insurance needs. We represent a number of insurance companies in each line of business, allowing us a wide variety of options when seeking solutions for your personal or business insurance needs.

Ask me about these types of insurance

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

Request a life insurance quote

A workers' compensation insurance policy will cover the majority of injuries that arise from work-related duties.

Request a workers' compensation insurance quote

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

Request a annuities quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

What People Are Saying

States Served

North Carolina

Personal Insurance

  • ATV
  • Automobile
  • Boat
  • Builders Risk/Home Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV
  • Renters
  • Short-Term/Sharing
  • Snowmobile
  • Special Event
  • Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Commercial Insurance

  • Bonds
  • Builders Risk
  • Business Owners / Package
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors and Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella/Excess
  • Workers Compensation

Life Insurance

  • Annuities
  • Disability Income
  • Life
  • Long Term Care


  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Companies We Work With

  • Auto-Owners Insurance Company
  • Erie Ins Co
  • Foremost Insurance
  • Hiscox Ins Co Inc.
  • Progressive Insurance
  • Safeco Insurance
  • Travelers

CrossStone Insurance & Wealth Management Reviews

Average based on 16 reviews Leave a review
Customer Reviews
May 26, 2019

Very pleased with their service. Easy to work with, very helpful and saved us a lot of money.

March 10, 2019

The guys at CrossStone insurance always give us prompt attention and good professional advise. They are always willing to do the homework on insurances and get us good values.

March 8, 2019

CrossStone Ins has been very helpful and informative with everything Insurance from workers comp to health ins ,as we began our small business journey.

March 8, 2019

Bill Loran is the best insurance agent I have ever worked with. He is very knowledgeable and efficient and communicates quickly.

March 8, 2019

Bill Loran is AMAZING! He has FAR exceeded our expectations of what an insurance agent should be. We left a company we had been with for 20+ years and have been BLOWN AWAY by the attention to detail, quick response and extreme professionalism that Bill offers us. Not enough superlatives for what excellent service he provides! Would recommend Bill and Crosstone to anyone and everyone - without a doubt!

March 8, 2019

Bill Loran is great to work with. He always gets back with any questions, claims or changes I need to make within a few hours. The turn around time for filing a claim is literally next day. I could not get better service anywhere. Thanks Bill!!

March 8, 2019

Excellent, Everything has gone smoothly with, any and all issues, Bill is excellent agent, and a really fun person to work with. Thanks to him this is one of my best experiences working with an insurance agency.

March 7, 2019

Bill Loran has been a long-time friend and our P & C agent. He provides appropriate coverage, excellent service at a fair price. His service is personalized and specific to the needs of the client.

March 7, 2019

Our company manages a large volume of commercial properties, each with its own unique complexities. It's important that our insurance agency is knowledgeable of our specific insurance needs and also knows the ins and outs of our operations. CrossStone Insurance has always met these requirements and always finds us the maximum coverage available for the best price. They have been a loyal friend of our firm for over 8 years.

March 7, 2019

Agents are very professional. Prompt to answer any question and strive to secure the best coverage for their clients while controlling costs to the best of their ability.

More Information About Us

CrossStone Insurance & Wealth Management Request a Quote