Recommended elite-level agency with higher expertise to match insurance coverage. Recommended Local Agency
CrossStone Insurance & Wealth Management
  • Business
  • Home
  • Auto
  • Life

CrossStone Insurance & Wealth Management

Independent Insurance Agent in Piney Flats, TN

About us

Serving our customers with the heart of a teacher

We understand the importance of price when it comes to insurance but we also understand the importance of having the proper coverages in place. When a loss occurs, how much you saved or whether you received a quote in 15 minutes will be a distant memory.

At CrossStone Insurance, we want to help protect the things that matter to you. We strive to meet your insurance needs while exceeding your service expectations.

As an independent insurance agency, we strive to meet all of your personal and business insurance needs. We represent a number of insurance companies in each line of business, allowing us a wide variety of options when seeking solutions for your personal or business insurance needs.



Personal and Commercial Lines insurance experts

Ask me about these types of insurance...

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request a umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.

Request a hotel insurance quote

Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.

Request a bakery insurance quote

Why choose CrossStone Insurance & Wealth Management

States we serve

  • Tennessee

Our insurance coverages

Personal insurance coverage

  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Renters
  • Special Event
  • Travel Trailer
  • Umbrella
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Employment Practices Liability
  • General Liability
  • Inland Marine
  • Other
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Construction
  • Finance and Insurance
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

American Modern, American Reliable Insurance, Assurity Life, Blue Cross Blue Shield, Dairyland Insurance Company, Erie Insurance Company, Humana, Legal & General America, Protective Life, Prudential Financial, United Healthcare

CrossStone Insurance & Wealth Management Reviews

Average based on 17 reviews Leave a review

Customer Reviews

June 23, 2020

I highly recommend Bill for your insurance needs.

May 26, 2019

Very pleased with their service. Easy to work with, very helpful and saved us a lot of money.

March 10, 2019

The guys at CrossStone insurance always give us prompt attention and good professional advise. They are always willing to do the homework on insurances and get us good values.

March 8, 2019

CrossStone Ins has been very helpful and informative with everything Insurance from workers comp to health ins ,as we began our small business journey.

March 8, 2019

Bill Loran is the best insurance agent I have ever worked with. He is very knowledgeable and efficient and communicates quickly.

March 8, 2019

Bill Loran is AMAZING! He has FAR exceeded our expectations of what an insurance agent should be. We left a company we had been with for 20+ years and have been BLOWN AWAY by the attention to detail, quick response and extreme professionalism that Bill offers us. Not enough superlatives for what excellent service he provides! Would recommend Bill and Crosstone to anyone and everyone - without a doubt!

March 8, 2019

Bill Loran is great to work with. He always gets back with any questions, claims or changes I need to make within a few hours. The turn around time for filing a claim is literally next day. I could not get better service anywhere. Thanks Bill!!

March 8, 2019

Excellent, Everything has gone smoothly with, any and all issues, Bill is excellent agent, and a really fun person to work with. Thanks to him this is one of my best experiences working with an insurance agency.

March 7, 2019

Bill Loran has been a long-time friend and our P & C agent. He provides appropriate coverage, excellent service at a fair price. His service is personalized and specific to the needs of the client.

March 7, 2019

Our company manages a large volume of commercial properties, each with its own unique complexities. It's important that our insurance agency is knowledgeable of our specific insurance needs and also knows the ins and outs of our operations. CrossStone Insurance has always met these requirements and always finds us the maximum coverage available for the best price. They have been a loyal friend of our firm for over 8 years.

RECOMMENDED INSURANCE COMPANY PARTNERS

CrossStone Insurance & Wealth Management

Serving our customers with the heart of a teacher

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