Mercury Insurance

Mercury Insurance Information

Mercury Grand Marquis

The Ford Motor Company introduced the Mercury model in 1938 as a mid-range vehicle between the Ford and Lincoln brands. In 2010, Ford ceased production of the Mercury line in order to concentrate on its other two brands. At that time, Mercury sales were only 1 percent of the U.S. auto market compared to 16 percent for Ford. There are still many Mercurys on the aftermarket.

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Facts About the Mercury Auto

  • The last Mercury was a Grand Marquis made on January 4, 2011.
  • The Ford Motor company never established a market identity for Mercury as to whether it was an upscale Ford or a less expensive Lincoln.
  • At one time, the Mercury Capri was the second most popular foreign import behind the VW Beetle.

Mercury Car Insurance

If you are looking for Mercury car insurance, you either own a used car or you are buying one. One advantage of insuring a car that is several years old is that your cost for physical damage coverage on the auto itself will be lower. The cost of car insurance is subject to many variables:

  • The age and value of the vehicle
  • The limits of liability you buy
  • The driving record of the operators
  • The garaging location
  • The number of miles the drivers drive the vehicle each year
  • The number of young operators
  • The use of the vehicle
  • Your previous claims history
  • The extras you buy, like uninsured motorist coverage, towing, roadside assistance and emergency vehicle rental

Getting Your Used Car Insurance

Before you consider buying your next Mercury, make sure you have done the necessary research to ensure that you'll have adequate car insurance. Consider the following options when you are looking at insurance quotes:

  • Bodily injury and property damage liability
  • Uninsured and underinsured motorist coverage
  • Medical payments coverage
  • Physical damage (comprehensive and collision) on the vehicle itself
  • Optional coverages, like towing, roadside assistance and emergency rental coverage

In addition to the above-mentioned options, your insurance quote will depend on these factors:

  • Your chosen liability limits
  • The age and value of your vehicle
  • The make and model of your vehicle
  • Your chosen physical damage coverage deductible
  • The age of all operators
  • The driving record of all operators
  • Your claims history
  • Where you live
  • The number of miles driven each year
  • The car's use

The Mercury Grand Marquis

Mercury Grand Marquis

This was one of Mercury's most popular models. It is a full-sized road sedan with rear-wheel drive, good towing capacity and a large V8 engine. It has a bench front seat, a large trunk and good reliability. The Grand Marquis has a good safety rating back to the 2003 model. This model is comparable to the Ford Crown Victoria. The vehicle's drawbacks include poor handling and cramped rear seating.

The average cost of insurance for the Grand Marquis is $1,280 per year.

The Mercury Montego

Mercury Montego

In 2008, the Montego was renamed the Sable. The Montego, which is a sister vehicle to the Ford 500, is roomy and has good visibility. Its reliability record is good, and it has good safety ratings. The car has a smooth ride and handles well. 

The average yearly insurance premium for the Mercury Montego is $1,500.

The Mercury Mountaineer

Mercury Mountaineer

The Mountaineer is a re-badged Ford Explorer. This is a 4-wheel drive SUV. You can get it with either a V6 or V8 engine. Performance is better with the V8. The interior is roomy with lots of storage space. The car has an optional third seat. Production of the Mountaineer ceased in 2011.

The average yearly insurance premium for the Mercury Mountaineer is $1,698

Obtaining Mercury Insurance

If you have completed your research and found the vehicle you want, you are now ready to finish negotiating and make the purchase. But before you drive off the lot, be sure you have the proper Mercury car insurance.

If you contact a Trusted Choice member agent, you will have access to professional service and multiple quotes. An independent agent in the Trusted Choice network can help you find the insurance plan that is right for you and your budget.


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