Nissan Juke Insurance
And how to get the lowest premiums
The Juke has a unique look. It has developed a strong following of people who love the quirky design that makes it different from other cars.
Many things contribute to your Nissan Juke insurance policy rates. Instead of contacting multiple companies for quotes, you can consult an independent insurance agent who has access to dozens of reputable insurance companies. They can recommend certain types of coverage and talk with you about how the laws in your area affect your choices. You'll need car insurance personalized for you and your Juke. Not sure where to find an independent insurance agent in your area?
TrustedChoice.com has a find-an-agent tool that can match you with a local independent insurance agent who will walk you through your options and help you find the best possible coverage for your Nissan Juke.
What Kind of Insurance Do You Need for Your Nissan Juke?
Bodily injury liability: If you cause an accident and someone else is hurt, bodily injury liability insurance will pay for costs associated with medical care and recovery for that person.
Property damage liability: In many places, property damage liability insurance is required by law. Even so, consider purchasing more than the minimum amount. You'll have to pay for damage you cause that exceed the limits of your policy.
Medical payments/Personal injury protection: Laws differ from one state to the next, so talk with your agent to understand your options where personal injury protection and medical payments insurance is concerned. In some states, this type of insurance is mandatory. If you are in an accident, this policy may pay for costs related to physical recovery for you and your passengers.
Uninsured motorist coverage: Not every driver has the right amount of insurance coverage. Even if it's illegal to drive without liability insurance, many people take the chance. Uninsured and underinsured motorist coverage is an extra layer of protection that pays for repairs to your vehicle if you are in an accident with someone without insurance who can't pay the costs on their own.
Optional Coverage
Collision: Collision insurance coverage pays to repair or replace your Nissan Juke if you hit something or are in an accident with another car. This type of coverage isn't right for everyone, so talk with your agent about the pros and cons of including collision coverage on an older Nissan Juke.
Comprehensive: If you are in an accident caused by an animal in the road or are a victim of vandalism, you'll need comprehensive insurance coverage to get your repair bill paid for. The insurance company will handle the cost of repairing or replacing your Nissan Juke, minus your deductible, up to its fair market value for covered incidents.
Glass coverage: You can't put off replacing a windshield without risking a ticket, but the cost can be hard to stomach. It's often less than your deductible, but still expensive enough that it's worth considering adding glass coverage to your policy.
Gap insurance: If you think you owe more on your car than its market value and you didn't buy gap insurance at the dealership where you purchased your new Nissan Juke, talk with your agent about how this type of insurance could help you. Without it, you could be responsible for paying off your loan or lease if you are in an accident that the insurance company deems a "total loss."
What Affects the Cost of Insurance for Your Nissan Juke?
Annual mileage
If you drive more than the average of 10,000 to 15,000 miles each year, expect to pay slightly higher premiums for auto insurance on your Nissan Juke.
Your driving record
If you have a spotless driving record, you'll pay a lower insurance rate than drivers with at-fault accidents or moving violations.
The value of your vehicle
Older models have a lower value, which means it normally costs less to insure a Nissan Juke that's a few years old than it would to insure a new Juke.
Model year | Total average premium |
2017 Nissan Juke | $1,410 |
2016 Nissan Juke | $1,392 |
2015 Nissan Juke | $1,372 |
2014 Nissan Juke | $1,334 |
2013 Nissan Juke | $1,300 |
2012 Nissan Juke | $1,248 |
2011 Nissan Juke | $1,200 |
Average Nissan Juke Insurance Costs
The average 40-year-old Nissan Juke driver pays $1,410 annually for full coverage auto insurance. This includes collision and comprehensive coverage. Liability-only insurance rates drop down to an average of just $416 per year. New drivers who are just 16 years old pay average rates that are much higher at $5,306 per year. Your rates may vary greatly from these averages. Your agent can help you understand the factors that heavily influence your Nissan Juke insurance premiums.
The Safety of Your Nissan Juke
Newer Jukes are fully equipped with advanced safety features, which helps decrease insurance premiums. If you are shopping for a Juke, look for one with these available features.
- Intelligent Emergency Braking with Pedestrian and Cyclist Recognition
- Traffic Sign Recognition
- Intelligent Lane Intervention
- Rear Cross-Traffic Alert
- Blind Spot Intervention
How Location Affects Your Nissan Juke Insurance
Because your location has such a dramatic effect on your car insurance premiums, it's crucial to get a personalized quote from your agent. Here's how average Nissan Juke full coverage insurance rates for a 40-year-old driver with a good driving record and a $500 deductible vary from one place to the next.
Los Angeles, CA | Chicago, IL | Columbus, OH |
$2,412 | $1,894 | $1,181 |
Additional Factors That Affect Your Nissan Juke Insurance Premiums
- Safety features like anti-theft devices
- Age
- Gender
- Deductible
- Credit
Average Cost to Insure a Nissan Juke
Average annual cost to insure a Nissan Juke with full coverage | $1,332 |
Teens | $5,306 |
High-risk drivers | $3,066 |
High deductibles | $1,222 |
Low deductibles | $1,782 |
Top three most expensive states for Nissan Juke insurance | |
New York, Michigan, and Florida | $1,910 |
Top three most affordable states for Nissan Juke insurance | |
Utah, Ohio, and New Hampshire | $1,020 |
Top Independent Insurance Carriers That Insure the Nissan Juke
According to a recent US Independent Insurance Agent Satisfaction Study by JD Power, the following companies provide excellent service to their insurance customers.
Auto-Owners Insurance
Get a Nissan Juke Quote
Your independent insurance agent can help you get the auto insurance policies you need for your Nissan Juke. With the help of the TrustedChoice.com find-an-agent tool, you can get in touch with an agent right away. Use TrustedChoice.com to locate an independent insurance agent in your area today.
IIHS, Consumer Reports, Quote Inspector, iii.org, JD Power, Car and Driver